Equal Credit Opportunity Act Notice
At Habitat for Humanity of South Central New Jersey, we are committed to keeping your information private. We recognize the importance applicants, program families, tenants, and homeowners place on the privacy and confidentiality of their information. While new technologies allow us to more efficiently serve our customers, we are committed to maintaining privacy standards that are synonymous with our established and trusted name. When collecting, storing, and retrieving applicant, program family, and homeowner data — such as tax returns, pay stubs, credit reports, employment verifications and payment history — internal controls are maintained throughout the process to ensure security and confidentiality.
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, or others
- Information we receive from a consumer-reporting agency.
We may disclose the following kinds of nonpublic personal information about you:
- Information we receive from you on applications and other forms, such as name, address, social security number, income, or number in household.
- Information about your transaction with us, such as your loan balance, and payment history.
- Information we receive from a consumer-reporting agency such as your credit history.
Habitat for Humanity of South Central New Jersey employees and volunteers are subject to a written policy regarding confidentiality, and access to applicants data is restricted to staff and volunteers on an as-needed basis. Information is used for lawful business purposes and is never shared with third parties without your consent, except as permitted by law. As permitted by law, we may disclose nonpublic personal information about you to the following types of third parties:
- Financial service providers, such as mortgage servicing agents
- Non-profit organizations, government entities, or other subsidy providers
If you prefer that we do not disclose non-public personal information about you to the nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you must notify Habitat for Humanity of South Central New Jersey at apply@habitatscnj.org or 856-484-5615.
I/We have received a copy and understand Habitat for Humanity of South Central New Jersey's Privacy Statement & Notice.
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