Consent & Agreement:

1. Terms & Conditions Agreement

• “I have read and agree to the terms and conditions of Lockhart Connected’s credit repair services. I understand that these services are intended to assist with improving my credit but do not guarantee a specific outcome.”

2. Authorization for Credit Access

• “I hereby authorize Lockhart Connected to access my credit reports from the three major credit reporting agencies (Equifax, TransUnion, and Experian) for the purpose of evaluating and improving my credit profile.”

• “I understand that this authorization will remain in effect until the credit repair process is complete or until I revoke it in writing.”

3. Identity Verification

• “I verify that the information provided in this form is accurate and complete to the best of my knowledge. I understand that providing false or misleading information may result in the termination of services.”

4. Refund Policy Acknowledgment

• “I acknowledge that I have reviewed and understand the refund policy for credit repair services. I understand that fees paid for services rendered may not be refundable unless otherwise specified in the terms and conditions.”

5. Electronic Signature Agreement

• “By signing below, I consent to the use of electronic signatures for this agreement. I understand that my electronic signature is legally binding and holds the same authority as a handwritten signature.”