Consent to Bill, Privacy Notice and Fee Information Form
CONSENT FOR THE USE AND DISCLOSURE OF HEALTH INFORMATION
I hereby authorize the Midwife Named Above (hereby referred to as Provider) to release any information acquired in the course of my examination and treatment to Lyons Medical Billing LLC, for the purposes of insurance verification and billing. I authorize the release of medical information to my insurers as necessary for the determination and payment of benefits.
Purpose of Verification of Benefits
I understand that Verification of Benefits (VOB) is an informational service used to help gather insurance plan details such as out-of-network benefits, deductibles, coinsurance, and claim submission requirements. VOB results are based on information provided verbally, electronically, or in writing by my insurance company at the time of verification.
No Guarantee of Coverage or Payment
I understand and agree that:
VOB information is not a guarantee.
Insurance companies may provide inaccurate, incomplete, or conflicting information. Benefits quoted during verification may change, be applied differently, or be denied when a claim is processed.
Coverage decisions are made by the insurance company, not Lyons Medical Billing or the Provider.
Lyons Medical Billing does not guarantee insurance coverage, reimbursement, claim approval, or payment amount.
The insurance company determines the final outcome.
The final determination of medical necessity, covered services, allowable amounts, and reimbursement is made only when the insurance company processes the claim.
Out-of-network billing has additional uncertainty.
Because my Provider is out-of-network, reimbursement may be reduced or denied even if benefits appear to exist.
Patient Responsibility
I understand that it is my responsibility to:
review my insurance plan documents, Summary of Benefits, and exclusions
confirm out-of-network maternity coverage directly with my insurance company if desired
understand that my plan may include restrictions, exclusions, or special requirements (such as preauthorization, medical necessity review, claim filing limits, or documentation requirements)
I understand I am financially responsible for all fees charged by my Provider according to the Provider’s Financial Agreement, regardless of insurance payment or benefit verification results.
Limitations of Verification of Benefits
I understand that Verification of Benefits may not capture all plan limitations, including but not limited to:
plan exclusions (including maternity exclusions or home birth exclusions)
network exceptions or gap exceptions
retroactive plan terminations or changes
coordination of benefits issues
medical necessity requirements
claim processing errors or payer interpretation
employer plan rules that override standard benefits
Acknowledgment
By signing below, I acknowledge and agree that I remain financially responsible for the Provider’s full fee regardless of insurance coverage or reimbursement.