The Cook County Mortgage Foreclosure Mediation Program (CCMFMP) is a free program available countywide to help homeowners facing foreclosure. The program is designed to assist homeowners in reaching agreements with lenders, such as modifying their mortgages or negotiating graceful exits from properties in foreclosure. The housing counseling component is essential to the program’s success because housing counselors are trained to evaluate an individual’s financial situation and determine if a loan modification will be sustainable for the homeowner.
CCMFMP provides free legal assistance to homeowners facing foreclosure. Services include access to a helpline, housing counseling, legal advice, mediation, and referrals to other assistance programs. The MFMP is open to all homeowners of 1-4 unit residential properties in Cook County whose primary residence is in foreclosure.
More information regarding free legal help for residents of Cook County can be found here: cookcountylegalaid.org