Health Savings Account (HSA) Calculator 2025

Maximum HSA Contribution

The amount you can contribute depends on a few factors.

Select your plan coverage type

Are you 55 or older or turning 55 in the plan year?

YesNo

Maximum Annual HSA Contribution

Monthly HSA Contributions

Understand how much pre-tax money will come out of each monthly paycheck, based on when you enroll and how much you contribute.

Total Annual HSA Contribution

Enter the TOTAL annual amount you wish to contribute for the whole year - at CU, at a previous employer, etc.

Please enter an amount
less than $4,300.

Please enter an amount
less than $5,300.

Please enter an amount
less than $8,550.

Please enter an amount
less than $9,550.

Did you contribute to an HSA this calendar year?

YesNo

Your Total Annual HSA Contriubution
should not be less than the amount
you've set for Other HSA Contributions.

Please update your Total
Annual HSA Contriubution amount.

Whoa! You've overcontributed
for the year. Don't add any more
money to your HSA until next year.

Enter Other HSA Contributions

Enter a number between 1 and 12.

What month will you enroll?

Ex. For January, enter 1. Note: The benefits deadline is the 10th of each month. If you enroll after the 10th, select the next month as your enrollment month. This will ensure this calculator’s results match the HSA deductions from your paycheck.

When You Enroll

Select this amount as your annual pledge for the current calendar year:

Sign up here.

Monthly breakdown

Monthly Contribution up to Dec. 31

Your monthly cost until the end of the calendar year.

Remember:

You can change your monthly contribution amounts at any time.
Each December, look at your HSA contributions and make adjustments for the upcoming calendar year.

Health Savings Account Calculator

Maximum HSA Contribution

Monthly HSA Contributions

When You Enroll

Sign up here.