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  • Roof deployment application process

  • Eligability review

    Owens Corning requires the following criteria in order for an applicant household to be eligable:

    1. A veteran must be residing in the household as a principle residence. 

    2. The veteran must have an ownership claim to the property. 

    3. The vertain must have an Honorable discharge. 

    4. The household must be at or below 80% of the AMI. 

     

    Site visit

    If the household meets the eligability criteria, Habitat will need to perfom a visit to the home to see the roof's conditions and take pictures. The purpose of the site visit is to get the dimensions and slope of the roof and scope out the extent of the roof's condition. This information is needed to apply to Owens Corning. 

    It's important to note that the program only covers the cost of the roofing materials and labor. If there is other damage to the roof, the homeowner will be responsible for repair and cost. 

     

    Owens Corning/ HFHI nomination

    If the household meets all eligibility requirements, Habitat Capital District nominates the veteran household to the Owens Corning roof deployment program via Habitat for Humanity International. The nomination is reviewed, and it can take up to a month to hear back from Owens Corning regarding the outcome of the application. 

     

    Finding a roofer

    If the nomination is approved, Owens Corning finds a local roofer to perform the work. The roofer will be in contact with the homeowner to coordinate the repair. Owens Corning and Habitat for Humanity International will also be in touch regarding media outreach.

  • Household information

    • Veteran information 
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    • Contact information 

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    • Veteran's narrative 

    • The veteran's narrative will be used if you are eligable to be nominated to Owens Corning.

    • Roof information  
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    • Household information 

    • Please list any depndants or others who will be living with you in your home.

      Remember: Habitat is looking for ways to qualify you. The more information you provide, the easier it is for us to figure out how to do that.

       

      Who is a household member?

      Anyone who you plan to live with you in your home on a full- or part-time basis. All household members will be assumed full time unless otherwise stated. 

      Dependant adults (such as those you claim on your tax filing, like an older relative you care for in your household or an adult child in college) count toward your household size. Make sure to list their dates of birth, so we can determine age. In the income section, make sure to list any household income these dependant adults receive. 

       

      Why does Habitat need this information?

       We use this information for a few different things in order to evaluate your applicaiton. 

      1. HUD uses household size to determine what percentage of the Area Median Income a household falls within. 
      2. To determine if the household may be overcrowded for the homes available. 

       

      How doesn't Habitat use this information?

      We do not share this information outside of our homeownership program department. This information is kept confidential to relevent Habitat staff. 

      Beyond ensuring a household will not be overcrowded, Habitat does not use household composition to make a decision regarding an applicant. We affirm and embrace all the ways a household may be comprised, including single-person households, multiple-adult households, and more. We are only obligated to ensure there is no overcrowding.

      Know your rights! It is against fair housing policy for a creditor or housing provider to ask you about your familial status, including your plans to have children. Learn more here.

       

       

  • Financial information

    You must subimit supporting documents for your financial information in order for your application to be considered complete. 

     

    All adults in the household are required to submit the following documents whenever applicable:

    • Most recent two months (8 weeks) of pay stubs
    • Most recent two months of bank statements (all accounts, all pages)
    • 2023 - Most recent tax return and W2, 1099,  or other relevent documents
    • Annual award letters or court orders for other income

    There is a file upload box at the end of each section.

    • Veteran income 
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    • Income sources 

    • Remember, we are looking for your GROSS INCOME - that's what you make before taxes and deducations. 

      You can estimate your monthly and yearly income using our review tool here. 

      An example paystub showing where to find gross income.

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    • Other household income 
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  • Disclosures

    • Initial disclosures 

    • E-signature disclosure

      An e-signature is simply your electronic signature. Agreeing to the terms and conditions means you give us permission to accept your e-signature as if it were handwritten or non-digital, so you can complete the application online.

    • Privacy policy information

      In summary: We keep your private information private!

    • Application acknowledgement

      This is an application to determine eligibility to be nominated to Owens Corning.

  • Declarations

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