Unity Skip a Pay 2025

If you received an email or letter about Skipping your qualified loan payment in December or January please complete this form.

We're pleased to offer you the option to Skip-a-Payment this Christmas. This offer gives you the opportunity to save a little money this holiday season. You can skip one month's payment on your qualifying credit union loan listed below. If you have multiple loans, you will receive a separate letter for each eligible loan.

On the form below, check the box for the month you wish to skip (either December 2025 OR January 2026. You may skip each loan listed on your letter/email.
You will be assessed a $50 program maintenance fee for EACH LOAN payment skipped.
Interest will continue to accrue on your loan during the month you skip your payment. $5.00 from each loan skipped will be donated to Children's Miracle Network Hospitals.
Your request to skip-a-payment must be received 15 days prior to (a) the loan payment due date, or (b) the automatic loan payment date, whichever comes first.
Don't forget to sign the form!
For your convenience, the maintenance fee can be deducted from a Savings or Checking Account at Unity Catholic Federal Credit Union. Please provide an account number below. We cannot access accounts at other financial institutions.

If you have any questions, please call our Loan Department at 440-886-2558 or 888-815-6571.

Merry Christmas,

Brian McCue, CEO

Name

First NameLast Name

Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code

Phone Number

Please enter a valid phone number.

Email

example@example.com

Select ONE payment to skip

Skip December 2025Skip January 2026

How will you pay the $50 fee?

Unity Checking AccountUnity Savings Account

Please provide the loan description and amount of the loan payment you would like to skip.

Request will not be processed without a signature

The following loans may qualify for skip-a-payment: vehicle loans (auto, truck, boat, motorcycle, RV), personal loans, share and certificate secured loans. These loans will not qualify for skip-a-payment: credit cards, real estate secured loans, tuition, or single payment loans, any account that has had a delinquent history, loans that have had an extension within the previous 12 months, any loan for which lessthan 6 months of payments have been made, or any account or loan not in good standing. For qualifying closed-end loans, the payment will be deferred and will extend to the end of the original term of the loan. Interest on loans that you skip a payment on will continue to accrue on the unpaid balance during the skipped period. The next regular payment is due on the normal due date. Other than as provided here, the terms and conditions of the loan agreement remain in force. Payments made through Direct Deposit or Payroll Deduction will be deposited directly into your savings or share draft account. You can skip one monthly payment annually. The program maintenance fee of $50.00 is to administer the skip-a-payment program and is not applied to your loan. The fee of $50.00 per loan payment skipped must be enclosed with your request or you must have the funds available in the Savings or Checking account corresponding to this loan at the time we receive your request. If funds are not available to pay the fee, your request will not be processed, and your normal payment will be required. This skip-a-pay application is subject to credit review and can be denied.

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