Default & Late Payments: Should you default on any payment obligation as called for in this agreement, The Factory Performance will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all cost of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late.
Service Fee: A service fee of $25 will be charged immediately for any check, draft, credit card, or order returned for insufficient funds or any other reason. Should any monthly payment become more than 10 days past due, you will be charged a late fee.