Hello. My name is Sherita Jackson, Real Estate Agent with The Home Partners Realty located in Cordova, TN. I help service clients all over west and middle TN as well as North Mississippi. My Homebuyer Readiness Program is designed to help clients get Pre-Approved to buy a home. I offer services such as, credit counseling, budgeting, consultations, status updates, credit improvement strategies, and referrals to lenders. I also assist self-employed individuals with their financial documents.
Here’s how it works:
1. Pre-Screening – I'll assess your situation and goals.
2. Credit Report Review – I'll help pull your credit report and identify any issues that might concern lenders.
3. Financial Assessment & Budgeting – I'll review your finances, create a realistic budget, and check if your spending aligns with your income. This step is crucial because lenders rely on your debt-to-income ratio when approving mortgages.
My goal is to help you take control of your finances and get closer to achieving homeownership!