PROSPR Financial Wellness > What's your Financial Anxiety Score?

What's Your Financial Anxiety Score?

(Question 1 of 12)
I make financial decisions by:*

Researching, comparing, and analyzing every option to help make an informed choice.Following my gut, but I’ll still question everyone I know first—just in case they’ve secretly become financial wizards.Researching the issue, which quickly spirals into a five-hour internet deep dive.Using the "ignore it and maybe it’ll solve itself" approach. Spoiler: it never works.

Question 2 of 12
It’s the beginning of January, and the holidays are over! You’re at work and realize you spent more on the credit card than money in the bank. Now what?*

It's no big deal. I’ll figure out a solution, I always do.I’m firmly in denial mode; finances and work don’t mix.I’m so distracted my co-workers ask if I’m okay, and I’m this close to oversharing.My brain’s going through every scenario, from a second job to selling plasma.

Question 3 of 12
You’ve decided a new strategy is necessary when it comes to handling finances and planning for the future. What’s your approach?*

I’ll hire a financial planner who’s basically my money Jedi. Future-me is going to be so impressed.I’ll keep paying the bills, stashing a little for emergencies, while managing to treat myself. Balance is key, right?Future? What future? Living in the moment is more important to me. You only live once—YOLO!Paycheck to paycheck is the name of the game, and I’m just trying not to sink.

Question 4 of 12
How are you and your partner doing with money?*

We’re a financial machine! Our budgeting, saving, and spending are in sync.We’re usually on the same page, but let’s just say our “money talks” can get a little heated now and then.Honestly, my partner manages our finances. I’m not sure what’s going on, but fingers crossed it’s all good!We’re always arguing about where our money should be going.

Question 5 of 12
It’s that time of the month again … time to pay the bills. How are you feeling?*

No stress, no sweat. Everything’s on autopay or handled ahead of time—smooth sailing.Like a hamster on a wheel, I pay the bills, but by the end, my wallet is crying, and there’s barely anything left.Stress city. I procrastinate until the last possible second and then deal with those dreaded late fees.

Question 6 of 12
How often do you check your bank account, investments, bill and credit balances?*

Daily. I like to know exactly what’s going on.Once or twice a week.Constantly. I’m practically best friends with my bank app.Rarely. If I don’t look, my finances can’t stress me out… right?

Question 7 of 12
Are you saving money for anything right now?*

Yes! I love the oh-so-sweet feeling of buying something I’ve worked hard and saved up for.I try, but honestly, my savings account often feels more like a “temporary holding space” for whatever I need right now.Not really. Saving sounds nice, but right now, just making it to the end of the month feels like a victory.

Question 8 of 12
You’re finally home after a hard day at work and find yourself browsing one of your favorite online stores. Now what?*

I’m checking prices for the one thing I'm saving for. No impulse buys here—emotional spending and retail therapy isn’t my thing.I’ll probably spend hours checking out different things to buy, before getting something.Oh, I’m buying ALL the things. I’ll regret most of it by Monday, but hey, a little retail therapy never hurt anyone… right? Clicking "Buy It Now" makes me feel good, but I'll probably regret it when I see the credit card bill.

Question 9 of 12
Real talk: How good are you at managing thoughts about money?*

I’m a zen master. Calm, collected, and unbothered by the curveballs of life.I try to stay positive, but when emergencies happen, it feels like my savings—and my plans—take a major hit.Help! My brain’s a chaotic money storm, and it’s hard to stay on top of it all. Sometimes I’m just hanging on for dear life.

Question 10 of 12
You’re headed out the door to work, and the car doesn’t start. At the mechanic, you learn the repair bill is going to cost a ton. What happens next?*

Been there, done that. This isn’t my first rodeo. I’ll figure out a way to cover the emergency.Panic mode: Activated. I’m stressing out.I have enough saved to cover it, but it means kissing that fun trip goodbye. I’ll be in a funk for the next few days.Are you kidding me?! I’m freaking out about this. Stay away from me while I process this.

Question 11 of 12
You just lost your job and should have enough in your emergency fund until you find another job. Your friends invite you out for drinks. Now what?*

I have a fun night out and forget about my problems for a bit. I’m confident in myself no matter what salary or job I have.I go, but my wallet’s on high alert. I’m having fun, but keep thinking about my bank balance the whole time.Thanks, but no thanks. I’m afraid to spend a penny more than I have to until I get my next job.

Question 12 of 12
You’re out with friends at a new restaurant. But most of the items on the menu are more expensive than expected. It's time to order.*

I order what I want and soak up the good vibes with friends. No regrets!I’m all about the experience, so I go for a few smaller dishes and skip dessert to keep it budget-friendly. Still a win!I can’t stop thinking about the price. I stress about the bill all night, and it ruins the fun.
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What's Your Financial Anxiety Score?