This is a one-time fee it can be made before or after loan has been paid to you.
This is a monthly payment of $28 and a $100 for every time I'm needed to go in and take care of repairing your credit. You'll need to go to the website in order to start the credit repair application and the $28 will be made on the site. The $100 will be made via Paypal, Cash app, etc.
Once filed the payment automatically comes out of your refund, but if it doesn't the lowest fee for this service it $500.
Choose from one of the PayPal options to make your payment.