Pre-Approval

Application Type* This field is required.In what capacity will you be applying?

Individual

Joint

Multiple Applicants

Sole Proprietor

Close Corporation (CC)

Proprietary Limited (Pty Ltd)

Non Profit Organisation (NPO)

Trust

Loan Type* This field is required.This will determine what documents are required and if any deposit is required.

Ordinary Loan

Building Loan

Further Loan

Vacant Land Loan

Small Holding Loan

Buy-to-Let Loan

Name* This field is required.Please enter your name and surname below

First Name

Last Name

Cell Number* This field is required.Please enter your Cell Number below

Please enter a valid phone number.

Email* This field is required.Please enter your email address below

example@example.com

Citizenship Status?* This field is required.Please enter your citizenship status below

SA Citizen

Permanent resident

Temporary resident

Refugee

Foreign national

SA Citizen working abroad

First-Time Buyer?* This field is required.Is this your first time applying for a home loan?

YESNO

Marital Status* This field is required.Your Marital status is important because it will determine if a joint or separate application can be done

Single

Married in Community of Property

Married out of Community of Property

Divorced

Widow / Widower

Muslim Rights

Traditional Marriage

Other

Employment Status* This field is required.In what capacity are you employed?

Full-Time Employee

Part-time Employee

Temporary Employee

Contract Worker

Self-Employed (You have a registered business)

Sole Proprietor (You main source of income is derived from rendering a service or selling products but you do not have a registered business)

Home Executive

Student / Scholar

Retired / Pensioner

Un-employed

Monthly SalaryWhat is your monthly salary from your employer?

Gross Income (This is your income before any deductions, reflecting on your payslip)

Net Income (This is your income after deductions, reflecting on your bank statements)

Variable Income* This field is required.Does you monthly income fluctuate by getting paid commission, overtime, stand-by etc.

YESNO

Additional Income* This field is required.Do you earn any additional income,? If so, how much per month?

Self-Employed income

Maintenance

Existing Rental Income

Future Rental Income

Investment

Interest

Pension

Dividends

Living Expenses* This field is required.What are your monthly living expenses?

Assurance (Life, Retirement Annuities)

Clothing (If not included in retail deductions)

Rent

Water and Lights

Rates and Taxes

Levies

Groceries

Petrol and Car Maintenance

Living Expenses* This field is required.What are your monthly living expenses?

Insurance and Funeral Policies

Education

Entertainment

Cellphone

Telephone and Internet

MNET, DSTV / TV License

Domestic Wages

Home Maintenance / Garden Services

Living Expenses* This field is required.What are your monthly living expenses?

Investments (Unit Trusts, Stocks, Endowments)

Medical (If not included in salary deductions)

Security

Time Share

Other: (Please specify)

Bond & Transfer Costs* This field is required.Do you have funds available for the bond and transfer cost's?

YESNO

Deposit* This field is required.Do you have any deposit to put down over and beyond the bond and transfer costs, if so, how much?

Cost's Inclusive Loan* This field is required.Do you need to apply for a Cost's Inclusive Loan? This is an additional amount that can be used towards paying for your bond and transfer costs.

YESNO

Subject to Sale* This field is required.Do you need to sell your existing property in order to purchase a new one?

YESNO

Do you have any questions?Please feel free to ask any questions you are unsure of