Which Tier Am I? Logo
  • Which Tier Am I?

  • Tier 1: $45

    Consider paying the full fee if many of the following are true:

    Employed, make over $85k
    I choose to go out to eat or drink weekly (or more).
    I’m able-bodied
    I can cover my basic needs regularly (sometimes extras too)
    I have student loans for professional or post-secondary education in my current field that I work in
    I have student loans and most people in my family have higher education
    I have a graduate degree and am paying off my loans
    Someone in my family explained how careers work
    My career is stable and moving forward
    Family has many assets, like a paid-off house and/or parents have retirement accounts
    Family of origin has assets, like a house they are paying

  • Tier 2: $25

    Consider paying on lower part of the sliding scale if many of the following are true:

    Employed, make $40-85k
    I’m sick or disabled and that impacts my ability to work / earn money.
    I give unpaid volunteer time to the community
    I have non-optional healthcare costs to cover
    I have a bachelor’s degree and am paying off my loans still
    I am struggling to pay more than minimums on debt 
    I have student loans. I was among the first in my family to go to college
    I help my family with $
    I support others besides myself on my income
    In a helping profession or work a service job (nurse, teacher, food service, delivery driver, cleaning or maintenance, etc.)
    My family has few or no assets
    I have no family or access to family

  • Tier 3: $65

    Consider paying on the high/supporter side of the scale if many of the following are true:

    Employed, make over $125k
    I have a degree(s) without having had loans.
    I have high earning power (even if I’m not exercising it today)
    I live partially, mostly or all off unearned / gifted income
    My family has plentiful assets, like investments
    I received a large (over $50k) amount of money and gave/give it away
    Someone else paid or pays my rent/mortgage 
    I can choose to work or not
    I choose to work part-time or for less pay since I need less money/have external support

  • Damian, H. (2015-2020). “Fees & Sliding Scale.” Ride Free Fearless Money. Retrieved from https://www.ridefreefearlessmoney.com/about/fees

  • Should be Empty: