• Home Loan / Refinance Application Form

    Please fill out the form below to apply for a loan. Your information will be kept confidential.

  • Personal Information

  • Format: (000) 000-0000.
  • Date of Birth*
     - -
  • Have you had any late payments on credit accounts in the past 24 months? (Yes/No)
  • Have you had a Bankruptcy, foreclosure, short sale, or loan modification in the past 7 years? (Yes/No)
  • Do you currently have any accounts in collections or charge-offs? (Yes/No)
  • Are you currently disputing any items on your credit report? (Yes/No)
  • Have you had any late or missed mortgage or rent payments in the past 12 months? (Yes/No)

  • Employment Information

  • Have you been employed for the last two years

  • Loan Information

  • Referral Information

  • How did you hear about us?*

  • State Preference

  • Additional Information

  • Home Loan Law Compliance Disclosure
    California Lend
    1524 Fulkerth Rd, Turlock, CA 95380

    To Our Valued Clients:

    As part of our commitment to upholding the highest standards of transparency and ethical conduct in the mortgage industry, California Lend adheres to all federal and state regulations governing home loan practices. This disclosure document outlines the key compliance measures and legal requirements that California Lend follows to ensure the protection and satisfaction of our clients.

    1. Fair Lending Compliance:

    Equal Credit Opportunity Act (ECOA): California Lend is committed to providing credit opportunities without regard to race, color, religion, national origin, sex, marital status, age, or because all or part of your income may be derived from any public assistance program.
    Fair Housing Act: We do not discriminate on the basis of race, color, national origin, religion, sex, familial status, or disability.
    2. Truth in Lending Act (TILA):

    We provide all clients with full disclosure of the terms of their home loan, including APR (annual percentage rate), terms of the loan, and total costs to the borrower in a clear and understandable format before finalizing any loan agreement.
    3. Real Estate Settlement Procedures Act (RESPA):

    California Lend ensures transparency in the real estate settlement process and provides a detailed Good Faith Estimate (GFE) outlining the costs of the mortgage process and an HUD-1 Settlement Statement before closing.
    4. California Homeowner Bill of Rights:

    As a California-based lender, we adhere to the California Homeowner Bill of Rights, which provides protections from unfair foreclosure practices. This includes efforts to provide clients with potential options to avoid foreclosure where feasible.
    5. Mortgage Licensing and Disclosure:

    California Lend is licensed under the California Department of Real Estate and complies with all required state and federal regulations for mortgage lending.
    Our NMLS (Nationwide Multistate Licensing System) ID is [Insert NMLS ID], and our licensed loan officers are qualified and compliant with continuing education requirements.
    6. Privacy Policy:

    We adhere to stringent policies to protect the confidentiality and security of our clients’ personal and financial information. Our privacy policy is available on our website and at our office for review.
    7. Annual Compliance Reviews:

    California Lend conducts annual reviews to ensure ongoing compliance with all applicable lending laws and to implement best practices in mortgage lending.
    Contact Information: For any inquiries or concerns about our compliance practices or your loan details, please contact us at:

    Phone: 209-622-8982
    Email: mmedina@californialend.com
    Office Address: 1524 Fulkerth Rd, Turlock, CA 95380
    We value your trust and are dedicated to providing reliable and lawful financial services. Thank you for choosing California Lend for your home financing needs.

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