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✅ Before Getting a Mortgage, Know This! ✅ A mortgage is a major commitment, and understanding the basics makes the process smoother: 📌 A 680 credit score is a solid starting point. 📌 Gifted funds can be used for a down payment—not just personal savings. 📌 Down payments as low as 5% are accepted on many loans. Knowing these key details can help when planning for homeownership. #Mortgage101 #HomeBuying #CreditScoreMatters #FirstTimeBuyer #FinancialPlanning
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