1. COURSE INFORMATION & FINANCE TIMELINE
At Love Talya™, we provide a flexible finance option to help students invest in their future. Our CPD-certified Laser Tattoo Removal Course includes expert-led training on PMU removal, body tattoo removal, and carbon peel treatments.
Course Overview:
Duration: 1 Day
Total Cost: £6,000 (includes training, Love Talya™ Certification, ND Yag Laser Machine, £135 Core of Knowledge Course & VAT)
Entry Requirement: Completion of the Core of Knowledge course (£135 – included in Love Talya™ Course price)
Deposit: £2,500 (paid upfront to secure place)
Flexible Finance with Love Talya™:
We offer in-house financing through Stripe, allowing students to spread the cost over 12 months with 0% interest.
Payment Breakdown:
- £2,500 Deposit (paid upfront)
- £3,365 Remaining Balance (split into monthly payments)
- 12 Monthly Payments of £280.42 (payable on the 1st of each calendar month)
- Payments commence immediately after the deposit is paid, regardless of the course start date.
- Students cannot delay monthly payments until the course date.
2. PAYMENT OBLIGATIONS
- The student agrees to pay £280.42 per month on the 1st of each calendar month for 12 months.
- Payments will be processed automatically via Stripe.
- The £2,500 booking deposit is strictly non-refundable as it is used as a deposit for the laser tattoo removal machine and other costs.
3. LATE / FAILED PAYMENTS
If a payment is not received by the due date:
- 7+ days overdue: £30 late payment fee.
- 14+ days overdue: £50 additional fee (£80 total).
- 30+ days overdue: 3% interest applied to the outstanding course balance.
- Stripe will send automated payment reminders via email.
Failed Payments & Direct Debit Cancellations
If a payment fails due to insufficient funds or the student cancels their direct debit, Love Talya LTD reserves the right to:
- Reattempt payment within 1-7 business days via Stripe.
- Issue a formal request for immediate payment.
- Apply late fees as outlined above.
Repeated Missed Payments & Defaults
- Two consecutive missed payments: Formal written warning, potential suspension of course benefits.
- Three consecutive missed payments: Full repayment demand, debt collection referral, potential legal action, and termination of course accreditation.
4. REFUNDS & COURSE RESCHEDULING
Love Talya LTD enforces a strict NO REFUND policy. By signing this contract, the student acknowledges that all payments are final. If a student chooses to reschedule the course (with minimum 28-day notice per our Course Terms & Conditions), their monthly payments will continue as scheduled.
5. CONFIDENTIALITY & DATA PROTECTION
- The student must keep all course materials and contract terms confidential.
- Any unauthorised use or reproduction of Love Talya LTD’s materials (manuals, training guides, etc.) will be considered theft and may result in legal action.
- Love Talya LTD processes personal data under the Data Protection Act 2018 and will not sell personal data.
- Payment details are processed via Stripe, and Love Talya LTD will not be held liable for Stripe’s payment processing.
6. DEFAMATION & COMPLAINTS
If the student has a complaint, they must first contact Love Talya LTD via email. Complaints must not be publicly shared or discussed with third parties, including social media.
Love Talya LTD operates in both the UK and UAE, where defamation laws apply. Any defamatory statements made against Love Talya LTD will result in legal action in both jurisdictions.
7. BUSINESS ETHICS
Love Talya LTD does not associate with businesses that engage in unethical practices, including:
- Pyramid schemes
- Ponzi schemes
- Multi-level marketing (MLM) companies
- Other exploitative business models
We do not permit students to use alternative finance platforms to fund their course without prior approval.
8. CONTRACT TERMINATION
Love Talya LTD may terminate this contract immediately under the following conditions:
- Breach of contract (e.g., non-payment beyond permitted grace period).
- Bullying or harassment of Love Talya LTD staff.
- Engagement in illegal or unethical business models.
- Impossibility of performance due to uncontrollable circumstances.
In case of terminaiton, Love Talya LTD may:
- Demand full outstanding payment immediately.
- Suspend any services, products, or benefits linked to the finance agreement.
- Terminate Laser Course Accreditation
- Pursue legal action for unpaid fees.
9. COMMUNICATION
Love Talya LTD operates in GMT/BST time zones.
Business hours: Monday - Friday, 10:00 AM - 5:00 PM UK time.
No communication will be handled outside of these hours.
For payment or finance-related inquiries, students must contact Love Talya LTD within working hours via email only.
10. PAYMENT AMENDMENTS
- Students cannot change the payment schedule (monthly on the 1st) or request date adjustments.
- Rescheduling a course does not pause or delay monthly payments.
SIGNATURE & AGREEMENT
I have read, understood, and agree to the terms and conditions outlined in this contract.