JIFL Loan Application (General and Family)

JEWISH INTEREST FREE LOAN OF COLORADO APPLICATION

General and Family (Rose Community Foundation) Application
DIRECTIONS - READ COMPLETELY BEFORE BEGINNING APPLICATION

Dear Applicant,

Thank you for your interest in the Jewish Interest Free Loan of Colorado. Our loans are granted if certain criteria are met. The four initial criteria are: you are Jewish; you have been a Colorado resident for at least 12 months; you have the income source/means to repay the loan with monthly payments within 12 - 36 months and you demonstrate a need for the funds. We are able to loan up to $13,000. Loans for the new Jewish families/children program are up to $5,000.

JIFL now has new funds from the Rose Community Foundation to help with infertility. All prospective loan recipients must first go through the Jewish Fertility Foundation, (720) 255-1623.

BEFORE YOU COMPLETE THE APPLICATION, YOU MUST MAKE AN INITIAL CONTACT WITH ME. SEE CONTACT INFORMATION BELOW. THANK YOU!

The application is online at www.jifl.org. Please complete and push the submit button. I will review and verify the information that you have provided, as well as contact the references listed. A virtual interview will be set up with you, committee members and myself once your information has been verified and you are found to be a viable candidate.

Feel free to contact me via email or phone with any questions.

Best regards, Lorie Bohm Klumb, Administrator Jewish Interest Free Loan of Colorado lklumb.jifl@sinaidenver.org
720-263-7314
General Information
Email*
example@example.com
Amount Applied for*
Purpose of loan*
How did you hear about JIFL?*
Date*

MonthDayYear
Date
Name*

First NameLast Name
Full Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
How long have you been at this address?*
If less than 2 years, what was your previous address?

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Are you a United States citizen?*

YesNo
How long have you been a resident of Colorado?*
Mobile Number*
Please enter a valid phone number.
Home Number
Please enter a valid phone number.
Work Number
Please enter a valid phone number.
Driver's License # and Expiration Date*
Birth Date*

MonthDayYear
Date
Place of Birth*
Marital Status*
Does spouse/partner have income of their own? (If so, please include this income in your budget.)

YesNoN/A
Number of Dependents, Ages*
Have you applied to bank or other lending institution for this purpose?*

YesNo
If yes, how much?
If denied, what was the reason?
Date(s) of other JIFL applications
Employment Information
Employer or Business if self-employed*
Supervisor Name
Supervisor Phone Number
Please enter a valid phone number.
Type of Business
Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Position Held
If less than two years, list previous five-year employment history
Spouse's Employer or Business if self-employed
Spouse's Supervisor Name
Supervisor's Phone Number
Please enter a valid phone number.
Type of Business
Housing
Do you own your home?*

YesNo
If yes, mortgage company name and phone number
Do you rent your home?*

YesNo
If yes, landlord name and phone number
Financial Information

Please complete budget as thoroughly as possible. Do not leave out any income or expense. INCOME IS NET MONTHLY AND EXPENSES ARE MONTHLY.

Household Monthly Financial Information

	Amount	Source
Monthly NET Income
Bonuses / Overtime
Commissions
Dividends
Interest
Rental Income
Other
Other
Total:

Monthly Expenses

	Amount	Details / Explanation
Mortgage or Rent
HOA Dues
Utilties
Food Expense
Taxes
Car Payment
Car Insurance
Gas Expense
Home/Rental Insurance
Health Insurance
Loan Payment
Cable Expense
Cell Phone Expense
Entertainment
Clothing Expense
Prescriptions
Credit Card Payment 1
Credit Card Payment 2
Credit Card Payment 3
Credit Card Payment 4
Other expenses (or additional credit cards)
Other expenses (or additional credit cards)
Total:

Credit Cards

	Name	Total owed
Credit Card 1
Credit Card 2
Credit Card 3
Credit Card 4
Total:

Checking Account Balance & Bank Name*
Savings Account Balance & Bank Name*
Do you have any outstanding judgement or liens against you?*

YesNo
If yes, how much and to whom?
Have you ever had property foreclosed on?*

YesNo
Are you a party to a lawsuit?*

YesNo
Are you a cosigner on any other loans?*

YesNo
Have you declared bankruptcy or anticipate doing so?*

YesNo
References

MUST PROVIDE TWO (NO FAMILY MEMBERS)
Reference 1 Name*

First NameLast Name
Reference 1 Email*
example@example.com
Reference 1 Phone Number*
Please enter a valid phone number.
Reference 1 Occupation and Relationship*
Reference 2 Name*

First NameLast Name
Reference 2 Email*
example@example.com
Reference 2 Phone Number*
Please enter a valid phone number.
Reference 2 Occupation and Relationship*
Co-Signers

Co-signer/s are required for your loan. They must meet the following criteria: a) Are not current JIFLC borrowers b) Are not currently guaranteeing existing JIFLC loans c) Must provide a financial statement or credit report.
Co-Signer 1 Name*

First NameLast Name
Co-Signer 1 Email*
example@example.com
Co-Signer 1 Phone Number*
Please enter a valid phone number.
Co-Signer 1 Occupation and Relationship*
Co-Signer 2 Name*

First NameLast Name
Co-Signer 2 Email*
example@example.com
Co-Signer 2 Phone Number*
Please enter a valid phone number.
Co-Signer 2 Occupation and Relationship*
Complete and Sign
Is there anything else you would like us to know?
JEWISH INTEREST FREE LOAN OF COLORADO (“JIFLC”) reserves the right to contact the applicant’s references, credit bureau, guarantors, and creditors to confirm the correctness of the information provided herein. All of the above statements are made for the sole purpose of obtaining a loan from JIFLC. I also understand that I am responsible for the total amount of the loan principal outstanding.

All statements contained in this application are true and complete and were made for the purpose of obtaining such loan and any attempt on my/our part to mislead JIFLC by giving false information with this application will result in such application being canceled. I understand if the loan is made and false information for the loan comes to light, the loan will immediately become due and payable. Furthermore, this application includes the express representation that I am not being sued, that no judgement is outstanding against me, and I am not indebted to any lender other than those listed above.

For Jewish Youth Activity request:
I/we agree to be surveyed by JIFL at the end of our child/ren’s program.

I affirm that the information given is true and accurate as of this date. I also agree that by me putting my name below, I understand that it is as legal as my signature.

Name (signature) and Date
Signature*

Clear
Should be Empty:

JEWISH INTEREST FREE LOAN OF COLORADO APPLICATION

General Information

Employment Information

Housing

Financial Information

References

Co-Signers

Complete and Sign