NON-DISCLOSURE AGREEMENT (NDA) AND POWER OF ATTORNEY CONTRACT

This agreement ensures that all proprietary information, methods, strategies, and intellectual property shared by the Company remain confidential and are used exclusively for the purpose of credit restoration services provided to the

The Client grants the Company limited power of attorney for the following purposes: 1. Signing correspondences addressed to credit bureaus and creditors.

2. Obtaining credit information via telephone, fax, email, or written correspondence from credit bureaus, creditors, or

3. Filing disputes or complaints on the Client's behalf, including submitting correspondence to the Consumer Financial

Protection Bureau (CFPB) or other entities.

The Company reserves the right to create and manage an email account in the Client's name for correspondence related to these services. Credentials for this account will not be released to the Client until this agreement is signed.

The Client agrees to maintain strict confidentiality regarding: Any proprietary strategies, methods, or tools used by the Company for credit restoration. - All intellectual property, including documents, templates, and letters provided by the Company.

- Details of consultations or advice shared by the Company.

The Client shall not reproduce, share, or distribute any of the above without explicit written permission from the

The Client agrees to waive the following rights:

- The right to file lawsuits or take legal action against the Company for any reason related to the services provided. - The right to report the Company to the Better Business Bureau (BBB), Attorney General, CFPB, or any other official

entity without first sending a formal written notice to the Company via certified mail.

Failure to comply with this provision will result in immediate termination of the contract and potential legal action for

This agreement may be terminated by either Party under the following conditions: - By the Client, with written notice sent via certified mail, provided there is no outstanding balance for services rendered. - By the Company, for violations including, but not limited to: - Breach of confidentiality. - Misuse of the Company's intellectual property. - Inappropriate communication or behavior towards the Company or its representatives.

6. Liability and Acknowledgment

The Client acknowledges: - They are fully responsible for their credit file and any disputes submitted on their behalf. - They were not coerced or persuaded into entering this agreement and did so willingly. - The Company is not liable for any legal actions initiated by creditors or third parties.

1. This agreement is governed by the laws of [State]. 2. This agreement constitutes the entire understanding between the Parties and supersedes any prior agreements.