Policy Summary
Pathways Behavioral Health Group (PBHG) is committed to providing convenient, accessible, and high-quality behavioral health services. To support continuity of care and access to behavioral health services, it is essential for clients to maintain appropriate insurance coverage. PBHG currently accepts the following payment options:
- Maryland Medicaid
- Care First/Blue Cross and Blue Shield
- Cigna
- Aetna
- Private Pay (cash or private contract agency agreement)
Fee rates for the above-listed insurances are determined by the individual insurance companies contracted with PBHG. Additional costs, outlined below, apply only to non-Medicaid recipients, as Medicaid recipients incur no out-of-pocket expenses for services provided.
For clients with insurance plans that PBHG is not contracted with, we may assist by submitting insurance claims on your behalf to help streamline the reimbursement process. Please note, however, that if the insurance claim is denied or the reimbursement amount does not fully cover the fee, the client will be responsible for the remaining balance.
Explanation of Charges and Fees
For self-pay, the following are a list of fees:
- 90791-Psychiatric Diagnostic Evaluation (Mental Health Assessment) - $195
- 90832-Individual Psychotherapy (16 to 37 minutes) - $95
- 90834-Individual Psychotherapy (38 to 52 minutes) - $110
- 90837-Individual Psychotherapy (53 to 60 minutes) - $175
- 90839-Psychotherapy for Crisis (30 to 74 minutes) - $175
- 90846-Family Psychotherapy (without the patient present) (26 to 60 minutes) - $175
- 90847-Family Psychotherapy (with the patient present) (26 to 60 minutes) - $175
- 90853-Group Psychotherapy (45 to 60 minutes) - $65
Additional costs not covered by non-Medicaid recipients’ insurance
- Consultation Only (Mental Health Assessment) - $300
- Relational Therapy (Couples) (26 to 60 minutes) - $175
- Brief Therapy Phone Session (if less than 16 minutes) - $50
- Crisis Session/Call (per 5 minutes if less than 30 minutes) - $45
- Letter or Forms - $35
- Record Requests - $30
- Reports/Psychiatric Report (per half hour) - $50
- Bounced Check Fee - $30
- No Show Fee - $75
Payment Plans
PBHG offers flexible payment options, including credit cards, health savings accounts (HSA), checks, and cash. Payment is expected and accepted at the close of each session to ensure continuity of care. Please inform us if you would like to set up a flexible payment option.
Medicare/Dual Insurance
PBHG does not accept dual insurance coverage. For example, if you are covered by both Medicaid and Medicare simultaneously, you are considered to have dual insurance. In such cases, Medicare is designated as the primary payer, and Medicaid will not cover your services.
If you are seeking services covered by Medicare, please inform us, and we will gladly provide you with alternative resources or refer you to agencies that accept dual insurance coverage. Your access to care is important to us, and we are committed to helping you find the support you need.
Existing Service Recipients Who Acquire Medicare After Admission
- When you have dual insurance coverage, one insurance is designated as primary and the other as secondary. For example, Medicare will become your primary insurance, and Medicaid will become your secondary insurance.
- When dual insurance coverage occurs, Medicaid may retract (take back) payments previously made to the clinic for your mental health services during a specified period. As a result, you will become responsible for the outstanding balance.
- An invoice detailing the amount owed will be generated and sent to you. You will be responsible for paying this bill.
- Services will be suspended until payment arrangements are made with PBHG. Please contact us to establish a payment plan as soon as possible.
If you are already receiving disability benefits but have not yet received your Medicare card (the red, white, and blue card), please note that you will likely become eligible for Medicare. We encourage you to discuss this with your caseworker for clarification and further assistance.
Insurance & Responsible Parties
It is the client’s responsibility to verify behavioral health benefits with their insurance provider. Clients are responsible for all co-payments, co-insurance, and deductibles at the time of service, as well as any portions of fees not covered by insurance. Copayments will be charged to the card on file. Please inform PBHG of any changes to your insurance policy. Many insurance plans provide partial reimbursement for out-of-network providers and/or allow office visit fees to contribute toward your out-of-pocket maximum. Upon request, we can provide a “superbill” to submit to your insurance for potential reimbursement.
No Surprises Act
The No Surprises Act aims to enhance price transparency, and we have consistently provided fee information for client review. If you are an uninsured or self-pay client and wish to receive a Good Faith Estimate, please contact our office. Please be aware that some services may not have associated CPT/service codes or diagnostic codes.
Cancellation and No-Show Policy
PBHG requires 24-hour advance notice for appointment cancellations, including group therapy sessions, to avoid a missed appointment charge unless other arrangements have been made in advance with your counselor or therapist. Missing a courtesy reminder call does not waive the responsibility to attend or cancel. A credit card authorization may be requested for balances over $300, after two no-shows, or at the counselor’s or therapist’s discretion.
Fees and Payment
All fees are due at the time of service. For clients using insurance, PBHG will submit claims to your primary insurance on your behalf. There is a $30 fee for checks returned due to insufficient funds. Statements are typically sent by email but can be mailed upon request. PBHG will only submit claims to primary insurers for covered services. If insurance payments are delayed beyond 30 days, we may ask you to follow up with your insurer to ensure payment is expected. If your claim is denied or payment remains outstanding, you will be responsible for the full balance. Payments may be made by cash, check, or credit card. PBHG may request a credit card authorization on file for clients utilizing telehealth services, self-pay clients, accounts with high balances, or services not covered by your insurance.
Failure to Pay
Clients agree that non-payment of service fees within 14 business days of the service date may be considered a voluntary termination of services by the client, at PBHG’s discretion. Accounts sent to collections will be assessed as the outstanding balance plus all associated collection fees. Clients consent to the release of relevant information to third-party collection agencies or attorneys for the purpose of debt recovery. If legal action is required to collect payment, clients agree to cover attorney fees and any legal costs. Legal proceedings will occur in Baltimore, Maryland, with the client waiving any objections related to jurisdiction or venue.
Understanding of Separate Practices
Clients acknowledge that Pathways Behavioral Health Consulting, LLC (Pathways Behavioral Health Group (PBHG)) and Treyway Multi Treatment Services LLC (TMTS) are independent practices, despite sharing physical space, and therefore require separate client records. Clients understand that insurance benefits applied to PBHG services cannot be transferred to TMTS. Clients may choose to receive services from one or both practices as needed. Furthermore, clients consent to the exchange of relevant information between PBHG and TMTS to facilitate coordinated care, as indicated by their signature below.
Telehealth/Telephonic Services
Clients typically seen in-office may schedule telehealth sessions, as most insurance providers cover these services; however, we encourage you to confirm with your insurance provider. If a scheduled appointment is missed, counselors or therapists may choose to offer a brief phone session (if less than 16 minutes) during the originally scheduled time for individual or family therapy. This phone session will be billed at a rate of $50, which is lower than the standard missed appointment fee. This phone option for missed appointments is available twice every 30 days.
Court Appearances, Legal Requests, Associated Costs, and Legal Fees
PBHG may be required to provide information or participate in legal proceedings, such as court appearances, depositions, custody reviews, or documentation requests (“Legal Requests”). These services involve additional time and preparation beyond standard care, and the associated costs will be billed to the client or their legal guardian. The cost for these services is calculated based on the hourly rate equivalent to a self-pay client’s 60-minute individual therapy session. This rate applies to activities such as preparation, document review, travel, consultations, waiting time, and any other work related to the Legal Request.
Provider Contact Outside of Sessions
Our priority is to offer you the highest quality of care. For emergencies, please contact emergency services at 911, 988, or the Crisis Hotline at 410-433-5175. For appointment scheduling or billing inquiries, please reach out directly to your counselor or therapist, who will share their contact information with you for these needs. If you need to speak with your provider outside of your scheduled session and cannot wait until your next appointment, please be mindful of their time.
Policy & Fee Agreement Acknowledgment
By signing below, you acknowledge that you have reviewed, understood, and accepted the policies outlined in this document. Please feel free to reach out with any questions before signing.