RVG Capital - Financing Request Form (Ben Joanis)

Financing Request Form
Borrower/Entity Information
Are you a Borrower or Broker? *
Borrower Full Name*

First NameLast Name
Borrower Primary Residence (City & State REQUIRED)

Street Address Line 2

City (REQUIRED)State (REQUIRED)

Zip Code
Borrower Phone*
Borrower Email*
example@example.com
Entity Name*
# of Entity Members*
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Please Note - Only Applicable Sections will appear

Subject Property Information
Subject Property Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Property Type*
Additional information and documents will be REQUIRED for Land Only, Commercial, Mixed-Use & 5+ Multifamily Properties (Doc List Available Upon Request)
Number of Units*
1-4 Units = Residential 5+ Units = Residential Commercial Residential + Commercial = Mixed Used
Are you looking to finance more than one property?
Portfolio Loan Options Available
If yes, please provide additional property details
If Portfolio, Use Excel Intake Form (Available Upon Request)
Do any Borrowers live within 100 miles of subject property?*
Restrictions Only Applicable to Bridge & Construction Loans
** US Nationwide Lending Except in VT, ND, SD.**

**US Territories OR Non-US Properties are not eligible.**

**Restrictions May Apply to Specific US Geographical Locations (States and/or Cities). Inquire for more info. **
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Loan Request Information
Loan Type*
Loan Term*
Purchase Price*
Current or Past Purchase Price, if Refinancing
As-Is Value*
100k Min (75k Case by Case Only)
Rehab Budget
Leave Blank, if Not Applicable
After Repair Value (ARV)
Leave Blank, if Not Applicable
Desired Purchase Loan to Value (LTV)
Experience & FICO Determines LTV. Higher Experience & FICO = Higher LTV. 85% LTV or Less for Comm. Fix & Flip 70% LTV or Less for Commercial Ground Up 65% LTV or Less for Land Only
Debt Owed on Subject Property $ (If Refinance)
Leave Blank, if Not Applicable
If there is Debt Owed, Are you Current? (If Refinance)
Leave Blank, if Not Applicable
Additional Details
If Construction Project - Has borrower completed similar scope of work previously?
Answer Required on ALL CONSTRUCTION LOANS
If CONSTRUCTION REFINANCE - Does the borrower have Architectural Plans & Permits Approved & Paid for?
Answer REQUIRED on ALL CONSTRUCTION REFINANCE LOANS
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Please Note - Only Applicable Sections will appear

If Purchasing Rental - Complete Section Below

Click Next, if Not Applicable
Will property need to be renovated prior to being rented?
Property MUST be Habitable prior to Purchase. Consider a Fix & Flip Loan if property needs work.
Is Property Vacant or Leased?
Required on ALL RENTAL LOANS
Will property be rented LONG TERM or SHORT TERM?
Additional info MAY BE REQUIRED for Short Term Rental
Desired Loan To Value (LTV)
80% Max LTV (Purchase)
Tenant Type
Monthly Rental Income
Lease or Market Monthly Rental Income
Annual Property Taxes
Required on ALL RENTAL LOANS
Annual Home Insurance
Required on ALL RENTAL LOANS
Annual HOA
Leave Blank, if Not Applicable
If HOA, is it WARRANTABLE?
Click "Next" To Proceed to Next Section

Please Note - Only Applicable Sections will appear

If Refinancing Rental - Complete Section Below

Click Next, if Not Applicable
Rate & Term or Cash Out Refinance?
Desired Loan To Value (LTV)
80% Max LTV (Rate & Term). 75% Max LTV (Cash Out)
When was the property originally purchased?
Was rehab Completed since Purchase?
Is Property Vacant or Leased?
Leased = 12 Month Lease or MORE. Vacant = Unoccupied or Less than 12 Month Lease
Will property be rented LONG TERM or SHORT TERM?
Additional info MAY BE REQUIRED for Short Term Rental
Tenant Type
Monthly Rental Income
Leased or Market Monthly Rental Income
Annual Property Taxes
Required on ALL RENTAL LOANS
Annual Home Insurance
Required on ALL RENTAL LOANS
Annual HOA
Leave Blank, if Not Applcable
If HOA, is it WARRANTABLE?
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Please Note - Only Applicable Sections will appear

If Ground Up Construction - Please Complete Section Below

Click Next, if Not Applicable
What is the existing property?
Is the Land Fully Entitled?
Are Utilities Stubbed In or Approved?
Is the Borrower the General Contractor?
Does the Borrower have a Construction Contract with a GC?
Does the Borrower have Architectural & Elevation plans signed/stamped by an Architect?
REQUIRED for Ground Up Construction Purchase AND Refinance
Does the borrower have a Property Survey?
REQUIRED for Ground Up Construction Purchase AND Refinance
Does the Borrower have Approved Permits?
ONLY REQUIRED for Ground Up Construction Refinance
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Please Note - Only Applicable Sections will appear

If MultiFamily or Commercial or Mixed-Use - Complete Section Below

Click Next, if Not Applicable
Please Provide Additional Deal Details
File Upload - Personal Financial Statement, Property P&L, Pro-Forma, Appraisal (if available), etc.

Upload P&L, Rent Roll, Proforma (if available)
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Please Note - Only Applicable Sections will appear

Borrower Financial Information
Estimated FICO*
660 Min FICO for DSCR, Bridge & Fix & Flip 680 Min FICO for Ground Construction 600-640 (Case by Case) For Bridge & Construction Less than 600 FICO (Case by Case) For ALL LOANS
Estimated Networth $
Required on ALL COMMERCIAL Transactions
Liquid Funds Available $*
Funds Available to Finance this transaction. Asset Verification MAY BE REQUIRED.
Would you like a Financed Interest Reserve, if Possible? *
Not Available on all Products
Do you own your Primary Residence?*
Do you have a 1x12 Mortgage Tradeline? (Paid a mortgage for 12 months or more - Personal or Investment)*
Do you have 3 or more 1x12 Active Tradeline? (Paid Credit Cards or Line of Credit for 12 months or more - Personal or Investment)*
Do you have a 1x24 Active Revolving Tradeline? (Paid Credit Cards or Line of Credit for 24 months or more - Personal or Investment)*
Are you currently in active foreclosure or had a foreclosure in the last 7 years?*
Have you had one or more 30+ day mortgage late(s) in the last 12-24 months?*
Are you currently filing or have you filed for bankruptcy in the last 7 years?*
Have you ever been convicted of ANY felony/fraud?*
Are you a US Citizen/Permanent Resident?*
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Borrower Investment Experience
# of Investment Rehab/Rental Projects Completed & Sold in the last 36 months*
Must be Part of the Entity on Title to Count. Input ZERO if Not Applicable
# of Ground Up Construction Projects Completed & Sold in the last 48 months*
Must be Part of the Entity on Title to Count. Input Zero If Not Applicable
# of Major Rehabs (Rehab exceeds Purchase) Completed*
Must be Part of the Entity on Title to Count. Input ZERO if Not Applicable
Total Rentals Currently Owned*
Must be Part of the Entity on Title to Count. Input ZERO if Not Applicable
# of Rehab Projects Completed & Sold as a General Contractor (GC) in the last 36 months (Additional Docs May Be Required)
Leave BLANK, if Not Applicable
# of Ground Up Construction Projects Completed as a Builder or GC in the last 48 months (Additional Docs May Be Required)
Leave BLANK, if Not Applicable
Please share any additional details about your experience, if necessary
File Upload - Include Any Applicable Supporting Documents (Appraisal, Scope of Work, Etc...)

Cancelof
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Please Note - Only Applicable Sections will appear

If Brokering - Please Complete Section Below
Broker Full Name

First NameLast Name
Broker Company Name
Broker Email
example@example.com
Broker Phone
Broker Points
**Brokers MUST maintain an active license in the following states to be eligible for compensation on transactions conducted within: Arizona (AZ), Nevada (NV), California (CA), Oregon (OR), and Utah (UT).**

**Transactions in all other states are permitted. This policy is subject to change based on state or federal regulations.**

**Please confirm with your Account Rep prior to submitting**
Click "Submit" To Complete Form
Should be Empty:

Financing Request Form

Borrower/Entity Information

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Subject Property Information

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Loan Request Information

Click "Next" To Proceed to Next Section

If Purchasing Rental - Complete Section Below

Click "Next" To Proceed to Next Section

If Refinancing Rental - Complete Section Below

Click "Next" To Proceed to Next Section

If Ground Up Construction - Please Complete Section Below

Click "Next" To Proceed to Next Section

If MultiFamily or Commercial or Mixed-Use - Complete Section Below

Click "Next" To Proceed to Next Section

Borrower Financial Information

Click "Next" To Proceed to Next Section

Borrower Investment Experience

Click "Next" To Proceed to Next Section

If Brokering - Please Complete Section Below

Click "Submit" To Complete Form