DISCLOSURE: MHAGH is nonprofit, HUD-approved, comprehensive housing counseling agency. We serve all clients regardless of income, race, color, religion/ creed, sex, national origin, age, family status, disability, or sexual orientation/gender identity. We administer our program in conformity with local, state, and federal anti-discrimination laws. As a housing counseling program participant, you are not obligated to use the product and services of MHAGH or our industry partners.