Dear Client,
Thank you for retaining HARMONYPEAK LLC to help improve your credit standing. We understand that the process of working to improve your credit can be confusing and difficult at times. So, in order to ensure that you completely understand the process, please read the following pages carefully. Upon review, complete all enclosed paperwork and return it to us with proper documentation and payment.
Please be sure to send us copies of all correspondence you receive from the Credit Bureaus after you retain us. The information contained in the reports you receive from the Credit Bureaus is essential to proceed in improving your credit rating.
We look forward to helping you to restore your credit to a good standing and feel confident that you are making the right choice by hiring our company.
One-Time Credit Enhancement Package - $399
Scope of Service
By purchasing this service, the Client understands and agrees that the Credit Blast Service includes:
✅ One (1) Round of Aggressive Credit Dispute & Attack – We will submit an aggressive challenge to negative, inaccurate, or questionable items on your credit report with all three major credit bureaus (Experian, Equifax, and TransUnion).
✅ Credit Consultation & Analysis – A one-on-one review of your credit report to identify key issues and potential improvement areas.
✅ Personalized Credit Building Plan – A strategic action plan tailored to help you rebuild and strengthen your credit profile.
✅ 45-Day Process – The credit dispute process typically takes up to 45 days to receive responses from the bureaus.
Important Disclosures
⚠️ No Guaranteed Removals – We do not guarantee the removal, deletion, or correction of any specific item(s) in the first round. Some disputes may require additional rounds, different methods, or escalations.
⚠️ Additional Rounds Available – If additional rounds of dispute are needed beyond the initial Credit Blast, they can be provided for an additional $99 per round.
⚠️ Client Responsibilities – Client must provide accurate personal information and access to their credit reports for the Company to perform the service. Any delays in providing required documentation may impact the dispute timeline.
⚠️ No Refunds – Due to the nature of credit dispute work, there are no refunds once the process has begun.
By signing below, the Client acknowledges they have read, understood, and agreed to the terms of this Credit Blast Service Agreement.