I (we) hereby authorize Cramer and Associates, Inc., hereinafter called COMPANY, to initiate credit and, if necessary, debit entries and adjustments for any credit entries in error to my (our) account:
I (we) acknowledge that the authority will remain in effect until I (or either of us) have cancelled it in writing and that the origination of ACH transactions to my account must comply with the provisions of U.S. law. This authorization is to remain in full force and effect until COMPANY has received written notification from me of its termination in such time, and in such manner as to afford COMPANY and Financial Institution a reasonable opportunity to act on it.