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  • Self Storage Insurance Australia

  • SSIA Storage Insurance – Quick Summary 

    Effective 18 July 2024 | Version 1.0 

    Insurer: Storage Services Insurance Australia (SSIA) 

    Product: Insurance for goods stored in approved self-storage facilities 

  • Before You Proceed 

    Please review the Product Disclosure Statement (PDS), Financial Service Guide (FSG) and  Target Market Determination (TMD) to ensure this cover suits your needs. These are available below: 

    • Financial Service Guide (FSG)
    • Target Market Determination (TMD)
    • Product Disclosure Statement
    • What's Covered? 
    • SSIA covers loss or damage to your stored goods caused by: 

      • Fire, storm, theft, or malicious damage 

      • Accidental damage 

      • Vehicle impact 

      • Water damage (flood excluded) 

      • Burglary (forced entry only) 

    • Who Is This For? 
    • Customers storing goods at an approved SSIA facility who want protection for personal or  business items. 

      What You Can Cover 

      • Household contents 

      • Furniture, appliances, personal effects 

      • Stock or commercial items 

      • High-value goods (e.g. artwork, antiques, designer items) – must be declared and  itemised 

    • Key Features 
    • Feature Details 

      Flexible cover amount You choose your sum insured 

      New-for-old or market value Based on how your items are listed 

      Cover period Short- or long-term options 

      Facility requirement Must be an approved SSIA facility

    • What's Not Covered 
    • • Flood (unless approved by referral) 

      • Unexplained loss or gradual deterioration (e.g. mould) 

      • Theft without forced entry 

      • Electrical or mechanical breakdown 

      • Money, jewellery, or high-risk items unless declared and accepted 

    • How To Claim 
    • How to Claim 

      1. Contact SSIA as soon as possible 

      2. Submit a claim form with proof of value (e.g. receipts, photos) 

      3. Claims are settled based on the sum insured and ownership evidence 

       Before You Proceed 

      Please review the Product Disclosure Statement (PDS), Financial Service Guide (FSG) and  Target Market Determination (TMD) to ensure this cover suits your needs. These are available below: 

    • Click Here To Continue 
  • Insurance Quote

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  • If your facility is not on this list, please click here to get your facility approved.

  • Dangerous Goods Declaration

  • dangerous goods classification
  • Class 1 Explosives Materials or items that can rapidly decompose or react, releasing gases and heat, causing an explosion. Examples: Fireworks, dynamite, ammunition.

    Class 2 Flammable gases Gases that can ignite easily when mixed with air. Examples: Propane, butane, acetylene.

    Class 3 - Flammable Liquids Liquids that can produce vapors which can ignite when exposed to a source of ignition. Examples: Gasoline, ethanol, acetone.

    Class 4 - Flammable Solids Solids that can easily catch fire through friction, heat, or spontaneous chemical changes. Examples: Matches, magnesium, sulfur.

    Class 5.1 - Oxidizing Substances 0Substances that can cause or enhance the combustion of other materials by providing oxygen. Examples: Hydrogen peroxide, potassium nitrate, ammonium nitrate.

    Class 5.2 - Organic Peroxides Organic compounds containing oxygen in a bivalent structure (-o-o-), which can be thermally unstable and may undergo explosive decomposition Examples: Benzoyl peroxide, methyl ethyl ketone peroxide.

    Class 6 - Toxic & infectious substances Substances that can cause harm to human health through ingestion, inhalation, or skin contact, or that contain pathogens. Examples: Pesticides, cyanides, medical waste.

    Class 7 - Radioactive material Materials that emit ionizing radiation, which can cause damage to living tissue and increase cancer risk. Examples: Uranium, plutonium, medical isotopes like iodine-131.

    Class 8 Corrosives Substances that can destroy or irreversibly damage other substances on contact through chemical reactions. Examples: Sulfuric acid, sodium hydroxide, hydrochloric acid.

    Class 9 - Lithium ION batteries packed with equipment Substances and articles that present a danger during transport that are not covered by other classes. Examples: Dry ice, asbestos, lithium batteries.

  • Applicant Details

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  • Period and Sum Insured

  • Risk Disclosure

  • Clear
  • Should be Empty: