• YOUR REQUIREMENTS (Needs Analysis)

    Vehicle and other Asset Finance

  • YOUR REQUIREMENTS (Needs Analysis)

    Personal Loans
  • What is the purpose of the loan?*
  • Will this new loan refinance an existing loan?*
  • What is your preferred loan repayment frequency?*
  • Which type of interest rate option (fixed or variable) are you interested in?*

  • Credit history

  • Applicant 1

  • Have you ever had any defaults, judgements or legal proceedings recorded against you?*
  • Are all of your current credit commitments up to date?*
  • Are you a tax resident of a foreign country?*

  • Applicant 2

  • Have you ever had any defaults, judgements or legal proceedings recorded against you?*
  • Are all of your current credit commitments up to date?*
  • Are you a tax resident of a foreign country?*

  • Risk profile

  • Applicant 1

  • Applicant 2

  • Lender selection

  • Are you considering a balloon payment or residual value with this loan?*

  • Anticipated changes to circumstances

  • Do you plan or anticipate changes (other than retirement) to your future financial circumstances that could ADVERSELY impact your ability to repay the loan?*
  • Which applicant do the changes apply to*

  • Please select the nature of the changes and provided further information as requested:

  • Extended unpaid leave (e.g. parental/maternity leave)?*
  • Reduced income?*
  • End of contract/loss of employment?*
  • Leaving employment?*
  • Increased repayments for an existing loan?*
  • Large expenditure?*
  • Medical treatment/illness?*
  • Other?*
  • How do you intend to meet the loan repayment during this period of change?*
  • How do you intend to meet the loan repayment during this period of change?*

  • Insurance and asset protection

  • Do you have adequate life insurance?*
  • Do you have adequate debt protection insurance?*
  • Do you have adequate income protection insurance?*
  • Do you have adequate house and contents insurance?*
  • Would you like us to arrange a meeting for you to discuss your insurance options?*

  • LIVING EXPENSES

  • Rows
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