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  • London Living Rent - Application form

  • London Living Rent offers a unique opportunity for aspiring homeowners. As you embark on your journey towards home ownership, this programme enables you to save towards a deposit each month while residing in a property. Under this initiative, you will be required to save a specified minimum amount monthly as part of your tenancy agreement. This figure is carefully calculated, taking into account the prospective monthly costs of owning a shared ownership property compared to renting through London Living Rent. The goal is to save at least the difference between these two amounts.

    For instance, if you opt to buy a 25% share in a one-bedroom property, your combined monthly expenses for rent, mortgage, and service charges might total around £1200. If your London Living Rent is £700 per month, you would then need to save a minimum of £500 monthly. This approach ensures that your monthly outgoings remain consistent, whether you're renting or moving towards ownership.

    By diligently saving £500 every month over the course of a 36-month tenancy, you could accumulate £18,000, contributing significantly towards the deposit and associated fees for your new home. During your tenancy, we will periodically review your savings progress and offer guidance to ensure you are on track for a successful purchase.

    Application Process

    When completing your application, it's crucial to thoroughly review and provide comprehensive information in all sections. This ensures that your application reflects your commitment and readiness for this significant step in home ownership. Please be meticulous and verify the accuracy of your application before submission, as we do not accept reapplications for a period of 120 days.This careful attention to detail is key in moving forward with the London Living Rent programme.

  • Eligibility

    This applies to all applicants – You will be asked to provide evidence for all of the below: Please ensure that the information you submit is accurate and truthful. It's essential to understand that providing fraudulent information could have serious consequences, including the potential loss of your holding deposit further down the line. This policy is in place to maintain the integrity and fairness of the application process and protect all parties' interests.
  • A list of our current avialble properties can be found via the below link.

    www.nhg.org.uk/your-next-home/london-living-rent

  • Personal Details - Main Applicant

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  • Personal Details - Second Applicant

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  • Who will be living with you

  • Where do you live - Main Applicant

    • Tenancy Details  
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    • End Date 
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    • Landlord details 
    • Landlord details

    • Rent details 
  • Where do you live - Second Applicant

    • Tenancy Details  
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    • End Date 
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    • Landlord details 
    • Landlord details

    • Rent details 
  • Move-in and housing information

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  • Employment information - Main Applicant

  • Employment information - Second Applicant

  • Income requirements

  • Maximum Household Income:

    • Limit: £67,000 per year for the entire household
    • Definition: The total income from all household members
    • Includes: Salaries, bonuses, and overtime
    • Excludes: Non-employment related income
    • Calculation for PAYE Employees: Includes basic guaranteed salary and contractual bonuses or allowances. Maximum includes all employment income
    • Calculation for Self-Employed/Directors: Based on the last two years of submitted self-assessments, excluding dividends. Includes all income

    Minimum Income for Listed Applicant(s):

    • Limit: £49,000 per year
    • Definition: The basic income required from your employment
    • Includes: Basic guaranteed salary
    • Excludes: Bonuses, overtime, and additional variable payments
    • Calculation for PAYE Employees: Focuses on basic guaranteed salary. Bonuses or allowances are only considered if guaranteed in the employment contract
    • Calculation for Self-Employed/Directors: Evaluated using the last two years of submitted self-assessments, excluding dividends

    Other Key Points:

    • Source of Income: Must be from UK employment. Benefits are not included
    • Financial History: No significant rent arrears or adverse credit history (like defaulted payments, IVA, CCJ, or bankruptcy) in the last six years 

    Assessment Process:

    • Financial Management and IFA Assessment: Your ability to manage finances, including rent, utilities, council tax, personal budgeting, and existing financial commitments (like loans and credit cards), will be assessed. An Independent Financial Advisor (IFA) will also review your ability to purchase a home and your overall financial situation.
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  • Residential status

    For All Applicants Where Relevant
  • Previous applications

  • Any other comments

  • Data protection consent

    For All Applicants Where Relevant
  • Understanding and Consent Before Signing

    Before signing, please ensure you have fully understood the following:

    Declaration of Accuracy: I acknowledge that providing false information to obtain a tenancy may result in legal action by Notting Hill Genesis. I confirm that all information provided in this application and related documents is accurate and complete. I have also obtained consent to share details about household members.

    Data Usage and Consent: This application contains personal information about you and your household. Notting Hill Genesis is committed to transparently handling this data as outlined in our Privacy Notice, accessible here. By signing, you acknowledge understanding how we obtain, use, and process your information.

    Data Processing Purposes: Notting Hill Genesis uses the information provided for:

    • Assessing tenancy suitability
    • Arranging and administering your tenancy
    • Monitoring equal opportunities policies
    • Internal and sector research for service improvement
    • We process this information based on our legitimate interests and share it within Notting Hill Genesis Group subsidiaries when necessary.

    Data Sharing: We share information with:

    • Service delivery organisations (e.g., Independent Financial Advisors) under contractual obligations or based on our legitimate interests.
    • Government and local authorities, police, regulators, and elected representatives as required for public interest and legal obligations.

    Sensitive Personal Data: We may collect limited information regarding health or criminal records to ensure our housing management services are comprehensive, accessible, and protective of vulnerable community members.

    Your Rights: In accordance with the General Data Protection Regulation (GDPR) and the Data Protection Act 2018, you have the right to access, correct, and control your personal information.

    Contact us at dataprotection@nhg.org.uk or:

    Property Managment Officer,
    Bruce Kenrick House,
    2 Killick Street, London, N1 9FL

    By signing, you confirm that you have read, understood, and consent to how Notting Hill Genesis uses and processes your information as detailed above and in our Privacy Policy.

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  • Declaration

    For All Applicants Where Relevant
  • I hereby confirm that the information provided in this application form is accurate and complete to the best of my knowledge and belief.

    I understand that any false or misleading statements, or failure to disclose relevant information now or in the future, may lead to the cancellation of my application or termination of any tenancy granted to me.

    I am aware that if I knowingly or recklessly provide false information which leads Notting Hill Genesis to grant me a tenancy, Notting Hill Genesis has the right to initiate possession proceedings against me. This action would be in accordance with Ground 17 of the Housing Act 1988, as amended by the Housing Act 1996.

    I commit to promptly informing Notting Hill Genesis in writing of any changes in my circumstances that may affect this application.

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