PAYMENT POLICY - Vehicle owner accepts the financial responsibility for repairs to said vehicle. Any additional cost due to repair vehicle to pre-accident condition is the financial responsibility of the vehicle owner.
· 3% Credit Card Fee: Any collision repair paid by any form of Credit/Debit/Check card is subject to a 3% convenience fee. At no additional fees: Insurance checks, Cashier's checks, Money orders, and Cash are accepted.
· Personal and Business Check payments are accepted only if received 14 days prior to repair completion.
· Returned Check Fee: If a check payment is returned unpaid, you agree to make full payment of check amount and $30 return check fee within 24 hours from the date of notification payable by Cash only.
· Customer Pay: 50% of Estimate of Record is due no later than 2 weeks prior to vehicle's scheduled date.
· Third Party Pay: 100% of Estimate of Record is due no later than 2 weeks prior to vehicle's scheduled date. Our relationship is with you and not with the Third-Party Payer therefore we do not do Third Party billing. Any balance is due at time of vehicle delivery. It is your responsibility to seek reimbursement from the Third Party.
· Be aware, that if Vehicle Owner or Third-Party Payer decides during the repair process to change and go through insurance the customer will be financially responsible for up to a $250 Administrative fee and the difference that insurance does not cover. We will make every attempt to collect for the repairs completed from insurance.
· Rental: If vehicle owner accepts a rental vehicle paid by themself or Third Party, Smitty’s Maintenance Repair & Collision, Inc. is not Responsible for any of these rental fees.
· All customer portion of vehicle repair must be paid in full or vehicle will not be released and/or we must have proof of payment from insurance to pays us directly.
· The insurance company may have already sent the original estimate check for payment towards my vehicle repair. Any check that I receive is to be given to Smitty’s Maintenance Repair & Collision. I also acknowledge that Smitty’s Maintenance Repair & Collision must verify payment prior to releasing the repaired vehicle. If Smitty’s is unable to verify payment, it is the responsibility of the vehicle owner to pay for repairs and will be reimbursed upon receipt of payment from the insurance company. I understand that I am responsible for any deductible, adjustment for depreciation and/or betterment amounts or failure of my insurance to pay other labor, part, or material costs necessary to restore my vehicle to its pre-accident condition as required by state law. If we are not a direct repair for the insurance company, please take note of our labor rates and vehicle owner hereby acknowledges the financial responsibility for any overages the insurance company does not cover.