our agreement with picktancapital Investments (‘picktancapital Investments’) consists of the following terms set out for an advisory account. For the following terms, we have included ‘You’, ‘Your’, and ‘Client’, which refers to the ‘Individual’, ‘Person(s)’, or ‘Entity’ who is the registered owner of the account. The following terms, which include ‘picktancapital Investments’ will refer to the company. AMENDMENTS OF TERMS & CONDITIONS picktancapital Investments is entitled to amend these Terms & Conditions without notice if the amendments are not materially adverse to the Client. Amendments of these Terms that are materially adverse to the Client may occur at any time by picktancapital Investments providing thirty days' notice. WARRANTIES, INDEMNITIES & DEFAULT The Client warrants and represents that: The Client has full power to enter into and perform its obligations under these Terms. The Client is willing and able, financially and otherwise, to assume the risk of making speculative investments. It complies with all laws to which it is subject, including, without limitation, all tax laws and regulations, exchange control requirements, sanctions, and registration requirements; the information provided by picktancapital Investments is complete, accurate, and not misleading in any material respect. The Client authorises picktancapital Investments to buy, sell, apply, set off and/or charge in any manner any or all of the collateral in order to discharge any or all of the Client's obligations owed to picktancapital Investments. If the Client is in breach of these Terms, including, but not limited to, (i) if the Client fails to make any payment or fails to do any other act required under these Terms, if the Client fails to remit funds necessary to enable picktancapital Investments to take delivery of any trade(s) on the first due date; if any representations or warranties given by the Client are, or become, untrue or misleading; picktancapital Investments shall not be liable for any failure, hindrance or delay in performing its obligations under these Terms where such failure, hindrance or delay is, directly or indirectly, picktancapital Investments shall not be liable for any losses due to any Force Majeure Event. RESPONSIBILITY The Client shall be responsible for all orders and instructions provided, the accuracy of all information in the Client's name, and any other personal identification means implemented to identify the Client. The Client authorises picktancapital Investments on behalf of the Client, take any or all of the actions required to enforce and/or preserve picktancapital Investments's rights, without notice to the Client, and the Client acknowledges that picktancapital Investments shall not be responsible for any losses or consequences associated with picktancapital Investments taking any such action unless picktancapital Investments has exercised negligence and materially breached these Terms. SERVICE FEES picktancapital Investments will charge commission and fees related to the purchase and sale of any investments. Fees will be charged as a fixed amount corresponding to the transaction; this will be a one percent charge on the purchase and sale of all asset classes by picktancapital Investments. RISK ACKNOWLEDGEMENT Any investments include risks, and the Client has received no assurance otherwise and no guarantees of profit or similar representations from unless specifically stated in the investment agreement. ADVISORY SERVICE picktancapital Investments provides advisory services to the Client unless otherwise agreed. picktancapital Investments accepts no obligation to provide information or recommendations regarding any financial product or Service. When picktancapital Investments includes advice, information, or recommendations to the Client, picktancapital Investments makes no representation, warranty, or guarantee as to, and shall not be responsible for, the profitability, accuracy or completeness of such advice, information or recommendations. picktancapital Investments does not provide any advice to the Client on any tax-related matters. picktancapital Investments encourages the Client to obtain independent advice from its auditor and/or legal counsel concerning tax implications of the respective Services. The Client acknowledges, recognises, and accepts that: Any recommendation and any information communicated by picktancapital Investments does not constitute an offer to enter into a trade(s) or an offer to buy or sell or the solicitation of an offer to buy or sell any Instrument. Such recommendation and information, although based upon information from sources believed by picktancapital Investments to be reliable, may be based solely on a broker's opinion. Any information communicated may be incomplete and may be unverified and/or unverifiable. TERMINATION The Client relationship shall remain in force until terminated. The Client is entitled to terminate the relationship with picktancapital Investments immediately by giving written notice. picktancapital Investments is entitled to terminate the relationship with the Client by providing a minimum of one month's notice on a durable medium. ACCOUNT AUTHORISATION By signing below you are agreeing to the Terms & Conditions, you acknowledge that your agreement signifies and establishes your relationship with picktancapital Investments.