Complete this section only if you’d like 7-day credit terms. Otherwise, skip it we offer COD options too.

1. Wm. Zall & Sons, Inc. (the “Company”) reserves the right, at its sole discretion, to modify or discontinue any credit terms extended to the Applicant at any time and for any reason. 2. The Applicant agrees to pay promptly for all merchandise received under the terms granted by the Company. Accepted payment methods include check, ACH, wire transfer, or secure third party platforms such as Melio, Koverly, or similar services. If a payment is declined, reversed, or otherwise fails to process, the Applicant is responsible for any related bank fees, reversal charges, or fees imposed by the payment provider. This includes failed ACH attempts or insufficient funds.

If a chargeback or payment dispute is initiated through a third-party platform without prior communication and a valid reason, the Company may suspend credit terms and request immediate payment of the full outstanding balance, along with any associated fees.

That said, if there’s ever an issue — whether it's a returned check, a payment glitch, or something unexpected — you’ll hear from us first. We believe in solving things directly and respectfully.

Any payment platform fees — including expedited processing, international service fees, or other surcharges — may be passed through to the Applicant.

Invoices unpaid for more than thirty (30) calendar days will accrue interest at a rate of 1.5% per month on the outstanding balance. 3. Any concerns regarding an invoice — including shortages or product issues — must be reported within one (1) business day of delivery. This allows us to resolve the matter quickly and fairly. 4. Merchandise returned to the Company is subject to our Returned Goods Policy. Please reach out to us before sending anything back so we can make the process smooth for you.

By signing below, I confirm that the information provided in this application is accurate and complete. I am authorized to submit this application on behalf of the Applicant and understand it will be used to assess credit eligibility.

I also authorize the financial institutions and trade references listed in this application to release relevant information to Wm. Zall & Sons, Inc. for the purpose of verifying credit status. A signed copy of this agreement — including those transmitted by email or fax — will be considered just as valid as the original.

This protects both of us. If there’s ever a problem, you’ll hear from us first. That’s how we do business.

To support the credit terms extended to the Applicant, the undersigned (“Guarantor”) personally guarantees full and prompt payment of any balance due to Wm. Zall & Sons, Inc. (the “Company” This includes any unpaid invoices, service charges, and reasonable costs of collection, should they arise.

This is a continuing guaranty that remains in effect for any outstanding amounts owed by the Applicant. The Company may pursue the Guarantor directly without first attempting to collect from the Applicant.

The Guarantor also consents to any changes to credit terms between the Applicant and the Company — including extensions or modifications — without the need for further notice or approval.

If there’s ever an issue, we’ll always make every reasonable effort to connect and resolve it directly. That’s how we do business — person to person.

This guaranty may not be revoked for any amounts incurred prior to written notice of revocation being received and acknowledged by the Company.

By signing below, I confirm that I understand and agree to the terms of this guaranty. I am personally responsible for payment if the Applicant does not fulfill its obligations.

A signed copy of this guaranty — including copies sent via email or fax — shall be treated as valid and enforceable as the original.

Type of business in which purchaser is engaged:

Type of tangible personal property or service being purchased (be as specific as possible): Cigarettes, Cigars, Sundry items

I hereby certify that I hold a valid Massachusetts Vendor’s Registration, issued by the Commissioner of Revenue, pursuant to Massachusetts General Laws, Chapter 64H, section 7, and that I am in the business of selling the kind of tangible personal property or services being purchased under this certificate, and that I intend to sell such property or services in the regular course of my business.

Signed under the penalties of perjury.

1.Massachusetts General Laws assume that all gross receipts of a vendor from the sale of tangible personal property and services are from sales subject to tax, unless the contrary is established. The burden of proving that a sale of tangible personal property or service by any vendor is not a retail sale is placed upon the vendor unless he/she accepts from the purchaser a certificate declaring that the property or service is purchased for resale. 2.A resale certificate relieves the vendor from the burden of proof only if it is taken in good faith from a purchaser who is engaged in the business of selling tangible property or services and who holds a valid Massachusetts sales tax registration. 3.The good faith of the vendor will be questioned if he/she has knowledge of facts which give rise to a reasonable inference that the purchaser does not intend to resell the property or services. For ex ample, knowledge that a purchaser of particular merchandise is not engaged in the business of selling the kind of merchandise or service he/she is purchasing under this certificate would constitute grounds to question the good faith of the vendor. 4.The vendor must make sure that the certificate is filled out prop- erly and signed before accepting it. 5.The vendor must retain this certificate as part of his/her perma- nent tax records. If you have any questions about the acceptance or use of this cer tificate, please contact: Massachusetts Department of Revenue,

Customer Service Bureau, PO Box 7010, Boston, MA 02204, or call (617) 887-MDOR or toll-free, in-state 1-800-392-6089.

1.This certificate is to be used when the purchaser intends to resell the tangible personal property or service in the regular course of business. Manufacturers claiming an exempt use of the materials, tools and fuel which will be used in the manufacture, processing or conversion of tangible personal property should use Form ST-12, Exempt Use Certificate. Tax-exempt organizations making pur- chases for other than resale are to use Form ST-5, Exempt Pur- chaser Certificate. 2.The purchaser must hold a valid Massachusetts vendor regis- tration. If you need to apply for a registration, go to www.mass.gov/dor and click on WebFile for Business to complete an online application for registration. 3.This certificate must be signed by and bear the name and ad- dress of the purchaser and his/her Federal Identification number. This certificate must also indicate the type of tangible personal property purchased and resold by the purchaser. 4.If a purchaser who gives a certificate makes any use of the prop- erty other than retention, demonstration or display while holding it for sale in the regular course of business, such property will be subject to the Massachusetts sales or use tax, as of the time the property is first used by him/her. 5.If you are engaged in a service activity, and are unsure as to the eligibility of the tangible personal property being purchased for re sale, see the regulation on Service Enterprises, 830 CMR 64H.1.1. 6.For further information about the use of resale certificates, see the regulation on Resale and Exempt Use Certificates, 830

Warning: Willful misuse of this certificate may result in criminal tax evasion sanctions of up to one year in prison and $10,000 ($50,000 for corporations) in fines.

This form is approved by the Commissioner of Revenue and may be reproduced.