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Weatherization Assistance Program

Description

WAP is a program designed to assist low-income households in reducing their fuel costs while contributing to national energy conservation through increased energy efficiency and consumer education. Weatherization work can include various types of insulation, air sealing, duct sealing, caulking, weather stripping, lighting upgrades, HVAC replacements and window replacements. Weatherization can reduce energy bills by as much as 25%. The purpose of the program is to help increase the energy efficiency of homes, mobile homes, and apartments occupied by low-income persons, focusing on the elderly, those with disabilities, and families with children. Please note: if your home requires repairs, it may be deferred and may not be eligible for weatherization services under our grant.

Who is Eligible

Homeowners, renters, and property owners (landlords)

Why it's Recommended

• A high energy burden

Eligibility Requirements

• You rent or own a home in Shelby County
• Your yearly household income is less than ${incomeLimit} for a family of {howMany}
• Your home does not have any serious structural issues
• Your home does not have any known lead hazards

Additional Requirements

• Your home must not have been weatherized in the past 15 years

What You’ll Need to Apply

• Government issued ID
  • Examples include: driver’s license, passport, birth certificate
• Proof of income for the past 3 months
  • Examples include: W-2 form, 6 bi-weekly pay stubs, 12 weekly pay stubs, 3 months of bank statements, Social Security award letter, pension, signed tax return
• Energy bills for the past 3 months
• Proof of homeownership or residence
  • For Homeowners: deed or mortgage statement
  • For Renters: rent check or other proof of rent payment
• Proof of landlord permission (if renter)

How to Apply

Please submit your interest to be notified when the application window opens. https://memphis-wap.org/hcd/contact-us/ 

What to Expect Next

The City has 90 days to approve or deny the application. If your application is approved, a certified auditor will visit your home to perform an energy audit resulting in a work order with a list of recommended weatherization measures. However, please note that due to high demand, priority will be given to persons with disability, and the elderly. In addition, homes may be deferred due to poor structural conditions.

Need More Help?

Call 901.636.7366
Email weatherization@memphistn.gov

Website: https://memphis-wap.org/hcd/ 

Lead Mitigation Program

Description

The City of Memphis provides funding (in the form of a forgivable loan) to test and remediate lead hazards from the home. Lead is an environmental hazard that causes long term learning disabilities, such as brain damage, lower IQ levels, hyperactivity, and potent neurotoxins, especially in children. Deteriorating or chipping paint is a common source of lead poisoning in homes built before 1978.

Who is Eligible

Homeowners and property owners (landlords)

Why it's Recommended 

• Your home was built before 1/1/1978
• You said your home has the following issues:
  • Deteriorating or chipping paint AND/OR
  • A child who visits or lives in the home and is under the age of 6 has tested positive for lead poisoning

Eligibility Requirements

• You own a home in Shelby County
• Your home was built before 1/1/1978
• Your home has the following issues:
  • Home has deteriorating or chipping paint AND/OR
  • A child who visits or lives in the home and is under the age of 6 has tested positive for lead poisoning
• Your income is less than ${incomeLimit24} a year for a family of {howMany} (add $5,500 for each additional person)
• Your home does not have any serious issues with the structure of the home (ie. roof, foundation)

Additional Requirements

• You must be up to date on property taxes
• You must be up to date on mortgage payments

What You’ll Need to Apply

• Government issued ID
  • Driver’s license, passport
• Proof of income for the past 3 months
  • Examples include: 6 bi-weekly pay stubs, 12 weekly pay stubs, Social Security award letter, pension, signed tax return (only for self-employed)
• Proof of homeowners insurance
• Current Mortgage statement
• Birth certificates of any children under six
• Request a copy of their birth certificate here.

How to Apply

Apply online via the HCD Application Portal, Create and register your account on the Neighborly site. Click "Register" to begin creating your account. Select the Lead program to start your application. This website allows for applications and required materials to be submitted online. https://bit.ly/HCDapplication

What to Expect Next

The City has 90 days to approve or deny the application. If your application is approved, an inspector will be sent to evaluate the condition of the house. Next, an environmental consultant will do a lead inspection and lead test the paint, dust, and soil. Blood lead testing from the Shelby County Health Department may also be performed on any children under the age of 6. HCD will coordinate with you when it is your turn. However, please note that due to high demand, priority will be given to families with pregnant household members or children under the age of 6. In addition, homes may be deferred due to poor structural conditions.

Need More Help?

Call: 901-636-LEAD (5323)
Email: info@leadsafememphis.org

Website: www.leadsafememphis.org

Rental Preservation Loan

Description

The United Housing Rental Preservation Loan offers $10,000-$80,000 at a fixed interest rate and a five year term with ten year amoritzation. The loan covers reparis and upgrades to rental property to preserve affordable quality housing for renters.

Eligibility Requirements

• You own a home in Shelby County
• Your home is renter occupied or vacant

Additional Requirements

• You must be up to date on property taxes
• You must be up to date on mortgage payments
• You must have homeowners insurance
• You must have a minimum credit score of 620
• You must be discharged or dismissed of any bankruptcy charges over the last 2 years

What You’ll Need to Apply

• Photo ID
  • Examples include: driver's license, passport, photo ID
• $250 application fee (paid online)

How to Apply

Apply online by clicking here

What to Expect Next

You will be contacted within 3-10 business days to discuss next steps for your application.

Need More Help?

Call 901-728-6926
Email mcclelland@uhinc.org

Rental Preservation Loan

Description

The United Housing Rental Preservation Loan offers $10,000-$80,000 at a fixed interest rate and a five year term with ten year amoritzation. The loan covers reparis and upgrades to rental property to preserve affordable quality housing for renters.

Eligibility Requirements

• You own a home in Shelby County
• Your home is renter occupied or vacant

Additional Requirements

• You must be up to date on property taxes
• You must be up to date on mortgage payments
• You must have homeowners insurance
• You must have a minimum credit score of 620
• You must be discharged or dismissed of any bankruptcy charges over the last 2 years

What You’ll Need to Apply

• Photo ID
  • Examples include: driver's license, passport, photo ID
• $250 application fee (paid online)

How to Apply

Apply online by clicking here

What to Expect Next

You will be contacted within 3-10 business days to discuss next steps for your application.

Need More Help?

Call 901-728-6926
Email mcclelland@uhinc.org

Emergency Rental Assistance Program

Description

Needs updating

Why it's Recommended

You said you are experiencing one of the following issues

• You are one month or more behind on your rent
• You are unemployed
• You are facing eviction due to factors outside your control

Eligibility Requirements

• You own a home in Shelby County
• Your income is less than ${incomeLimit24} a year for a family of {howMany}
• Your home has one or more of the following issues:
  • Issues with the roof
  • Issues with plumbing
  • Issues with heating, cooling, and ventilation (HVAC)
  • High energy bills
  • Issues with mold or mildew
  • Issues with accessibility
• Your home does not have any known lead hazards

Additional Requirements

• You must be up to date on property taxes
• You must be up to date on mortgage payments
• You must have homeowners insurance
• You must have a minimum credit score of 580
• You must be discharged or dismissed of any bankruptcy charges over the last 2 years

What You’ll Need to Apply

• Photo ID
• Driver’s license, passport
• $25 application fee (paid online)

How to Apply

Apply online by clicking here.

What to Expect Next

Needs updating

Need More Help?

Needs updating