All amounts not paid within ninety (90) days after the day of treatment will be considered in default and subject to certain deliquency charges, which I agree to pay. It is understood by me that the deliquency charges will be computed by applying a rate of one (1) percent per month, which is an annual rate of twelve (12) percent, to the unpaid balance beginning ninety (90) days after treatment, until paid. It is understood by me that should my account be turned over for collection, then I will be responsible for collection costs, including reasonable attorney's fees.
**** I authorize release of all medical/dental records necessary to process an insurance claim and hereby assign benefits to OMS of Louisville.