Before You Apply: What You Need to Know 📝
Welcome to Moxie! We're so glad you're here. This page gives you a quick, friendly snapshot of what to expect before applying — no fine print, no fluff. Just the key things that matter, so you can feel confident moving forward.
Life happens — and we get that. If you’re close but not quite meeting the typical criteria, we may still be able to work with you through our Opportunity Fee program. We’re here to give good people a fair shot. ❤️
Below are the top-level highlights. You can read the full details in our Rental Qualification Criteria & Holding Fee Terms. 📄 Asterisks (*) below indicate areas where flexibility may apply under our Opportunity Fee program.
🔍 What We Look For
- 💰 Income: You should make at least 2.5x the rent. We’ll verify it with pay stubs, or bank statements. (flexible)
- 💼 Employment: At least 6 months of job history preferred — or we’ll ask for backup like past work history or bank docs. (flexible)
- 📋 Credit: We check credit for patterns of responsibility, not perfection. We’re looking out for major issues like judgments or unpaid debts. (flexible)
- 🏡 Rental History: 6+ months required. No evictions or major lease issues. First-timers may need a co-signer or extra deposit. (flexible)
- ⚖️ Criminal History: Serious offenses may disqualify you. But we review everything case-by-case — context matters.
- 🆔 ID: A valid government-issued photo ID is required. Non-U.S. citizens may need extra documentation.
- 📊 Move-In Costs: Your total move-in requirement is determined by your approval outcome and will be disclosed in full with your approval notice. Move-in specials are available to qualifying applicants.
💡 Opportunity Fee
- If you're close but not quite there, we may still approve you with a one-month Opportunity Fee. It’s our way of giving second chances when traditional rules fall short.