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Format: (000) 000-0000.
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- Date of Birth *
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- Date of Last Payment to Original Creditor?
- Do you think you owe this debt?*
- Have you already paid this debt (partially or in full)*
- If you have already paid this debt, what date was it paid?
- How did you first learn about or hear from this debt collector?*
- Have you ever told the debt collector that you dispute the debt ?*
- If you disputed the debt, did you do so in writing? (e.g. sending a letter or email to the debt collector)*
- If you disputed this debt, when did you dispute?
- After you disputed the debt, did the debt collector provide proof of the debt or stop contacting you about it?*
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- Contact Methods: How does this debt collector typically contact you? (check all that apply).*
- Did they send a written notice about the debt after first contacting you? (Debt collectors must send a written notice with details of the debt and your rights within 5 days of the first contact.)*
- Have they ever contacted you before 8:00 AM or after 9:00 PM, your local time? (Debt collectors generally should not contact you outside 8:00 AM to 9:00 PM)*
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- Contact at Work: Has the debt collector ever contacted you at your workplace or called you on a work number?*
- Contacting Others: Debt collectors are not allowed to discuss your debt with anyone but you (or your spouse). To your knowledge, has the debt collector ever contacted any other individual about your debt (e.g. your family, friends, or neighbors)?*
- Have you asked the debt collector to stop contacting you or to only contact you in a certain way? (e.g. telling them “stop calling me” or asking for only written contact.)*
- If you asked the debt collector to stop contacting you, when did you make the request?
- If yes, did they stop contacting you after your request? (By law, after a written stop request has been sent, the debt collector should only contact you to confirm receipt of the request or to advise they will be taking further legal action).*
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- Check any of the following behaviors you have experienced from this debt collector: (check all that apply)*
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- Is this debt showing on your credit report? (e.g. Experian, Equifax, or TransUnion report).*
- If yes, is the information about the debt on your credit report accurate (correct amount, status, dates, etc.)?*
- Have you disputed this debt through the credit bureau(s)?*
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- Do you want this debt collector to stop contacting you?*
- Would you like help with this?*
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- Check each box below that you agree and understand:*
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- Should be Empty: