• Start Using a No-Fee Bank Account!

    Let us help guide you to open a no-fee checking account that has been well rated by other formerly incarcerated community members. You can expect the process to take up to 15 minutes.

    Benefits of Using a Checking Account

    • Security: Checking accounts are a safer place to store money than storing cash at home, as the money you deposit in a checking account is insured up to $250,000.
    • Convenience: With a checking account, you can more easily cash checks, receive/send money to family and friends, and pay bills. In many cases, you can set up your checking account with direct deposit or automated bill pay. Some bank accounts will even get you early access to your paycheck.
    • Avoid fees/expenses: Without a checking account, banks or other institutions often charge fees to cash a check. You can cash checks for free with your bank once you have an account. Additionally, by paying bills with your checking account online or via written check, you can avoid having to pay for money orders or physically delivering dues in cash.
  • Open a new checking account of your choice. 

    Here are a couple vetted service providers offering no-fee online checking accounts: 

    • Chime Online Checking Account - An online, mobile-friendly checking account with a debit card and access to a large network of fee-free ATMs. They also offer early access to your paycheck and will spot you up to $200 if you overdraft without charging any overdraft fee.
    • Dora Mobile Banking - A bilingual checking account for Spanish speakers in a mobile app.

    If you would prefer a checking account with a local credit union that has physical locations and offers more personal service:

    • Use this search tool to find a credit union near you. Click this link to watch a quick video on how to use the search tool.
    • If you live in New York City, we recommend opening a no-fee checking account with our banking partner Lower East Side People’s Federal Credit Union. They have branch locations in Staten Island, Lower East Side, and East Harlem.

    Want support in choosing a checking account?

    Click here to submit a request for one of our financial coaches to call you.

    Need other help?

    Call us anytime on weekdays between 10 AM and 6 PM at 646-760-6655!

  • Tell Us What You Plan To Do Next

    Your response helps us understand what support is most helpful. No screenshot needed — just share your plan!
  • Click submit to finish!

  • Quick Note About How We Protect Your Info

    X

    Your Privacy Matters to Us!

    We’re here to help you reach your financial goals, and the info you share through this form helps us do just that. Your details are always kept secure and won’t be shared without your consent.

    Questions? Call us at 646-760-6655.

  • Should be Empty: