Apply for Financing

1) Business details (Established businesses OR Startups).
Time in business for Established business: 2 years and above
How many years?
If Start-up: less then 24 months in business
How many months? (If not running yet - type "0")
Business Address (If Startup (less then 24 months in business): enter your personal/home address.). Established businesses: enter your business address. *

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Legal Business Name *
If not yet registered - leave blank or enter “TBD”
What’s your business industry and how your business will use this equipment?
Example 1: Trucking - adding semi for local (non-CDL) or interstate (CDL) hauling. Example 2: Tree service - replacing a broken chipper
What's your business Tax ID # or EIN?
Business type
Business Ownership*

Sole 100% OwnerMultiple Owners
Additional Owner(s) – CRA Required*

3) Credit & Financial Info
Are You a Homeowner or Renter?*
Social Security # of the Above Named Applicant*
Have you had any past bankruptcies or collections? If yes, please include the year they were discharged or collection reported.*
If NO bankruptcies or collections type "NO"
Have You Financed Equipment, Trucks, or Trailers in the Name of Your Business in the Last 7 Years?*
What was the largest amount financed (approximately)?
Down Payment: Are you planning to make a down payment? If yes, how much?*
Example: “$80,000” OR “Up to 15%” OR “Not sure.”

Credit Authorization and Information Sharing Consent
By checking the box below, each business owner, guarantor, or authorized representative authorizes Lenco Capital, LLC, its designees, and any potential funding sources or assignees to obtain and review personal and business credit information to evaluate this and future credit requests. You also authorize Lenco Capital to share this application and any supporting information, including financial documents, with qualified funding sources for credit evaluation purposes.

Lenco Capital may use secure automated systems or artificial intelligence (AI) tools to assist in reviewing credit data. These tools support human underwriters and comply with all applicable privacy and data protection laws.

A photocopy or electronic copy of this authorization will be considered as valid as the original. Credit decisions are made solely by the funding sources that review the application, in accordance with the Equal Credit Opportunity Act (ECOA).
Legal Name of Applicant*
Typing your full legal name above serves as your electronic signature and consent under the federal E-Sign Act.
Please confirm your agreement:*

Yes. I agree and I confirm that all information provided is accurate and that each business owner or guarantor authorizes Lenco Capital to obtain and share credit and financial information for financing evaluation purposes.

1) Business details (Established businesses OR Startups).