Retail, Florist

Insurance Solutions for Florists on Long Island and in NYC

From managing fresh inventory and delicate deliveries to hosting floral design events or operating out of shared retail spaces, your business faces challenges that require thoughtful protection. Our florist insurance solutions are designed to help you stay focused on what you do best: creating beautiful arrangements and growing your business.
Business Name, DBA (Doing Business As)
Address

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Contact person
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Choose the Coverage That Fits Your Flower Shop

Every flower shop is unique, whether you focus on retail sales, event arrangements, delivery services, or floral design workshops. That's why we offer flexible coverage options tailored to your specific needs. Use the section below to select the types of insurance you'd like quotes for, such as General Liability, Commercial Property, Business Owner's Policy (BOP), Workers' Compensation, or Commercial Auto.
Select the coverages you’d like to receive quotes for

General Liability + PropertyBusiness IncomeCyber LiabilityFloodWorkers’ Compensation

	Dollar Amount
What are your total gross sales for the past 12 months?

	Coverage options
What is your estimated Business Personal Property limit (inventory, equipment, fixtures)?
How much Business Income / Extra Expense Coverage would you like?
What is the estimated value of Improvements & Betterments made to the space?

	Yes/No
Are any vacant or unoccupied units attached to or above your retail space?
Are the premises equipped with a central station burglar alarm system?
Do you use surge protectors or backup power systems to protect electronic equipment and POS systems?
Is there a fire alarm or sprinkler system installed throughout the building?

WC Insurance for Your Furniture Store

Workers' Compensation insurance helps protect them in case of a job-related injury or illness. In New York, this coverage is required by law and can help pay for medical expenses, lost wages, and rehabilitation services. We make it easy to ensure your team is protected and your business remains compliant.

	Annual Payroll
What is the annual payroll for employees working in flower shop operations, including retail sales, floral design, and customer service (WC Code 8044)?

	Federal ID
What is the EIN Number?

WC Insurance for Your Furniture Store