Mini-Loan Application

Ready to explore your mortgage options?

Complete the quick form below—no Social Security number or credit check required at this stage. A licensed loan officer in your state will contact you to discuss next steps and guide you through the full application process.

Whether you're ready to buy now or just weighing your options, we’re here to help you move forward with confidence!

WE DARE YOU TO COMPARE

Shellie A. Carter| Mortgage Loan Officer
Direct (201) 772-0771
Corporate (408) 877-8000
2195 Tully Road, San Jose, CA 95122
NMLS: #997267; CO-NMLS: #320841
https://www.loanfactory.com/shelliecarter
Mini-Loan Application

Home Ownership Made Easy
Section 1: Borrower Information

This section, information about the person applying for the loan is asked.
Name

First NameLast Name
Phone
Please enter a valid phone number.
Email
example@example.com
Current Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Funds Available to Invest in Your Future?
Share your best guess
What's Your Credit Score?
Share your best guess

Section 2: Employment Information

This section asks about your employment and retirement information.
Years on First Job?
Status of First Job?
Years on Second Job?
Years on Second Job?
Bankruptcy in the last two years?
Veteran or Spouse of Veteran?
Check if you are the Business Owner or Self-Employed

Section 3: Monthly Income Information

This section asks about your income from employment and other sources, such as retirement, that you want considered to qualify for this loan. Only fill in what's relevant to you.
Base Employment Income
Overtime
Bonuses
Commissions
Net Rental Income
Other

Section 4: Loan & Property Information

This section asks you specific questions about the property, your funding, and your past financial history.
Loan Type
Property Type
1) Will you occupy the property as your primary residence?

YesNo
1.a) Have you had an ownership interest in another property in the last three years?

YesNo
3) Are you borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?

YesNo
3.a) What is the amount of this money?
5) Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?

YesNo

Section 5: Tell Us Your Loan Story

We’d love to hear about your goals, needs, and what brings you here today. Your story helps us better understand how to serve you and your community. To ensure fair treatment for all applicants and to meet federal reporting requirements, we’ll also ask for basic demographic information (ethnicity, sex, and race). This helps us comply with fair housing and lending laws and fulfill the housing needs of every neighborhood. What are you hoping to achieve with your loan?
Share your story

Section 6: Acknowledgement and Agreement

By submitting this form, you Consent to be contacted by a licensed mortgage professional in your state (via call, text, or email) to discuss loan options. Acknowledge that your details may be shared with mortgage lenders/partners to help match you with loan offers. Confirm that no credit check or full application is required at this stage.Your data is secure and will only be used for mortgage-related offers. You can opt out anytime."
Date

MonthDayYear
Signature

Clear
Should be Empty:

Section 1: Borrower Information