Emergencies can happen when you least expect them. Love Your Escape Travel highly recommends that all clients purchase a travel insurance policy to protect their investment in their travel. Cruise lines, airlines, hotels, and tour operators all charge high penalties for cancellation, ranging from the full deposit to no refund at all. And, keep in mind that most health insurance policies will not cover you when you are out of the country. Travel insurance can protect you in the event of Trip Cancellation, Trip Delay, Trip Interruption, Missed Connection, Baggage Loss, Theft or Damage, Baggage Delay, Emergency Medical and Dental Expenses, and Emergency Medical Transportation, among other unforeseen circumstances. Often policies will even have a "cancel for any reason" clause!
Please also note that in order for you to obtain coverage for certain pre-existing conditions, or by supplier requirement, your policy must be purchased at the time of booking or shortly thereafter (depending on the terms of the policy).
I (Dana Kartchner of Love Your Escape Travel) am not a registered insurance agent, and cannot legally provide specific advice or information regarding insurance. I will gladly secure a quote for you, upon request, and if Love Your Escape Travel does not, or is not legally able to secure coverage on your behalf, it is my strong recommendation that you purchase a policy on your own.
I acknowledge that Love Your Escape Travel has recommended or offered travel insurance protection to me. Should I choose not to purchase such a policy, I accept all responsibility for declining to secure coverage.