• Specialized Insurance for Liquor Stores & Wine Shops

    Our insurance program is built for New York liquor stores, wine shops, and beer distributors—whether you run a small neighborhood storefront or a high-volume retail operation. 

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  • Choose the insurance coverages that apply to your restaurant operation. We offer bundled or standalone policies designed to protect your business from the kitchen to the front of house, and everything in between

  • Select the coverages you’d like to receive quotes for
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  • Do you sell beer, wine, or spirits for off-premises consumption only?
  • Do you sell any products other than alcoholic beverages (e.g., snacks, lottery tickets, tobacco, vape products)?
  • Is your store open past 10:00 PM on any day of the week?
  • Do you have security measures in place, such as cameras, alarms, or panic buttons?
  • Are employees trained to check valid ID for age verification on alcohol sales? Are employees trained to check valid ID for age verification on alcohol sales?
  • Have you had any General Liability, Liquor Liability, or theft-related claims in the past five years?
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  • WC Questions

    Workers’ Compensation insurance helps protect your restaurant staff from job-related injuries and illnesses. In New York, it’s required by law for most businesses with employees. Please provide your estimated payroll and employee count by classification so we can offer accurate pricing.
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  • Submit & Get a Custom Quote from a Licensed NY Insurance Advisor

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