Please review Section 1 below to confirm your eligibility for coverage. Once confirmed, proceed to Section 2 to view the cost of coverage.
Section 1
An adult child may request to continue as a dependent on his or her parent's coverage even after the child reaches the limiting age under the terms of the policy if the adult child:
- is not yet 31 years old
- is unmarried
- has no children
- lives in New Jersey, or if not a New Jersey resident, is a full-time student at an accredited institution of higher ed
- is not eligible for Medicare and is not actually covered under another group or individual health plan
An adult child may make the request to continue as a dependent on his or her parent's coverage either:
- within 30 days of the dependent reaching the age limit
- within 30 days of the dependent becoming eligible for a reason other than reaching the limiting age (for example, the adult child becomes a full-time student in another state, or returns to live in New Jersey after residing elsewhere)
- during the open enrollment period for the group of which the parent is a member
Section 2
If you wish to keep your dependent on your NJ health plan until age 31, the cost is $1,521.00 per month for the Base plan or $1,703.44 per month for the Premium plan. This amount is in addition to your current healthcare premium. For example, if your current monthly payroll deduction for the Base plan with your family is $67.38, your new monthly total will be $1,588.38 ($67.38 + $1,521.00) after adding your dependent.
Monthly payments must be made directly to CPC Integrated Health by the first of each month for that month’s coverage (e.g., April’s payment is due in April). There is a 30-day grace period for late payments; if payment is not received within that time, coverage will be terminated retroactively to the last month for which premiums were paid.
Based on these criteria, if you wish to proceed with enrollment, please complete the following form.