Authorized User (AU) Tradeline Education & Access Program Service Agreement
This Agreement is entered into by and between NdaCutLifestyles, Inc. ("Company") and the undersigned client ("Client") who is voluntarily participating in the Authorized User (AU) Tradeline Education & Access Program ("Program"). By signing this agreement, the Client acknowledges and agrees to the following terms:
1. Educational Purpose Only
The Program is intended solely for educational purposes. Client understands this is not a credit repair service. The objective is to provide insight into how authorized user tradelines may appear on a credit report and their potential impact.
2. No Guarantee of Results
Company makes no guarantees, representations, or warranties regarding credit score increases, creditworthiness improvement, or future credit approvals. Results may vary based on individual credit profiles and bureau reporting timelines.
3. No Credit Access Provided
Client will not receive, use, or have access to any credit cards or lines of credit associated with the tradelines. This Program does not permit or imply any spending privileges.
4. Identity Verification Requirement
Prior to activation, Client agrees to provide a clear copy of a valid government-issued photo ID, and a selfie holding the ID for verification purposes. This is required to prevent fraud and comply with program security protocols.
5. Term of Access
Client selects a term of access (30, 60, or 90 days) and tier (Silver, Gold, Elite) as indicated on their application form. The tradeline will be removed after the selected term unless otherwise extended through a new agreement.
6. Payment Terms
All payments are due in full prior to activation. Payment is non-refundable once Client is added as an AU to the selected tradeline, regardless of credit score changes.
7. Limited Availability
Slots for AU access are limited and assigned on a first-come, first-served basis. Company reserves the right to decline any application at its sole discretion.
8. Acknowledgements
By signing, Client acknowledges:
They understand the Program is for education only.
They will not receive or use any credit card.
Results are not guaranteed.
They agree to submit verification documents prior to participation.
9. Limitation of Liability
Client agrees to hold harmless and indemnify Company, its officers, directors, agents, and affiliates from any liability, claim, or expense arising from participation in the Program. Under no circumstances shall Company be liable for any indirect, incidental, or consequential damages.
10. Confidentiality
All personal and credit information shared by Client will be kept confidential and used solely for the purpose of Program participation.