INVESTGOLD 'Lay-By Plan' Application

INVESTGOLD 'Lay-By Plan' Application

VR22/05/2025
WEB APPLICATION
Name of your INVESTGOLD Broker (if any)?*
Brokers name
Where have you seen our latest advert?’*
Answer here
Please enter your location, town/city?*
Closest Town/City?
Step 1

Provide your personal details
Name*

First NameLast Name
Email*
example@example.com
Cell Number*
Please enter a valid phone number.
Alternative Number
Please enter a valid phone number.
ID Number*
Physical Address (Domicilium citandi)*

Street Address

Street Address Line 2

CityProvince

Postal Code
Postal Address (if different from physical address)

Street Address

Street Address Line 2

CityProvince

Postal / Zip Code

Step 2

Select an option that suites your needs (T&C's apply)
Select which PRECIOUS METAL you want your monthly premium to be allocated too?*

GOLDSILVER
Select your Lay-By period?*

6 Months36 Months
Select your monthly lay-by premium: *
Select the day of the month for debit order*
Select the date you would like to start your first debit order*

MonthDayYear
Date
Step 3

Complete the Bank Debit Order Authority
Account Holder Name*
Bank:*
Account Type*

Savings AccountCheque AccountBusiness Account
Account Number:*
Branch Code:*

Pricing, Ownership, Release & Free products

- Prices are calculated according to the Retailer’s Lay-by Goldline of the day.
- The goods referred to under ‘Item(s)’ remain the property of the Retailer until the ‘Total Price’ has been paid in full, after which the Customer may collect the goods.
- Goods purchased will be kept in safekeeping by the Retailer until successful completion of the contract term and for a further 60 days thereafter, as a clearance period to cover for any debit order reversals, where after the goods will be released for collection (at any of the Retailer’s regional hubs) by the Customer, or for courier (courier fees may apply) provided that the debit orders were uninterruptedly collected from the clients bank account.
- The Customer is entitled to the ‘Free products’ when he/she purchases products successfully through an ‘INVESTGOLD Lay-by Plan’ under the following two (2) conditions:

(a) a minimum monthly premium of R500 totalling a minimum spent of R18,000 over 36 months, &
(b) make successful monthly payments ‘on-time’ during all respective ‘INVESTGOLD Lay-by Plans’ as referred to under ‘Payment Terms’.
Default, Cancellation & Refunds

- A R50 admin charge will be levied against the Customer’s account for every unsuccessful debit order.
- If this agreement is cancelled by (a) the Customer before fulfilment of the required stipulated ‘Payment Terms’, or (b) the Retailer due to

the inability or neglect of the Customer to fulfil the required payment conditions as stipulated under ‘Payment Terms’, then the Customer agrees that it is fair and reasonable that the Retailer may but is not obliged to charge a cancellation fee equal to 1% of the ‘Total Price’ incl. a reasonable fee equal to the loss the Retailer may suffer due to an increase in the respective commodity price calculated as the Rand sum difference in the commodity price between (i) date of cancellation & (ii) date of signature of this agreement.
- The Customer acknowledges that any refunds due to him/her, after mentioned fees, which are fair and reasonable, have been deducted by the Retailer, will be settled by the Retailer within 30 days after a written notice of cancellation by any of the mentioned parties in this Agreement was sent and received by the other party.
- The Retailer reserves the right to cancel this Agreement should the Customer fails to make payments ‘on-time’ as stipulated under the ‘Payment Terms’.
Client agrees to the above Terms & Conditions*

Accepted

Name*

First NameLast Name
Signature*

Clear
Date*

MonthDayYear
Date
Documentation

Both of the following copies must be sent with this application: (If you don't currently have copies of your documents, please submit within 24 hours)
1. Identification document

Green ID book
Cancelof
2. Proof of Residence (utility bill or other document with your name and address)

Cancelof
IMPORTANT: When you sign this Acceptance Form and return it to us:
- You agree that you have read and understand all the INVESTGOLD INVESTGOLD Lay-By Terms and conditions.
- You accept the INVESTGOLD Lay-By Terms and Conditions; and
- You make warranties to us.
(Head Office) 5th on Atrium, 2nd Floor West Towers, 5th Street, Sandton,

Jhb (t) 011 486 1196 / sales@investgold.co.za / www.investgold.co.za

Reg 2014/200689/07 / VAT 4890221775
Should be Empty:

INVESTGOLD 'Lay-By Plan' Application

Step 1

Step 2

Step 3

Documentation