Business Insurance Quote

CGIB Business Insurance Quote Online Form
Please complete the following information and submit this form to obtain an insurance quotation for your business.

All information you provide must be correct, true, and accurate as incorrect or misleading information may alter our quote and jeopardise cover if you proceed with a policy.

Please ensure you read the CGIB Customer Information Page before filling out this form. This includes essential documents such as our Financial Services Guide, General Advice Warning, Privacy Statement, and Duty of Disclosure.

Please see our helpful video on Business Insurance for further information.

If you are having any issues completing this form please contact our office on: 1300 764 244 or 03 8841 4200 and one of our Team will be able to assist you.
INSURED'S Details
Business Name / Insured*
BUSINESS Address*

Street Name and Number

Street Address Line 2

SuburbState

Post Code
Postal code search*
Business Occupation*
Fully describe all the products and/or services your business provides*
Estimated turnover for the next 12 months *
How many years has this business been in operation? *
Business Website Address
ABN Number
Total Number of Staff*
PREMISES DETAILS
Construction Material of the Walls?*

Concrete / StoneConcrete Tilt SlabIron / Steel / Aluminium on SteelIron / Steel / Aluminium on WoodBrickMasonryExpanded Polystyrene (EPS)WoodMixed <75% Brick /Concrete / Iron on SteelMixed >75% Brick /Concrete / Iron on SteelGlassMetalPolystyreneOther
Construction Material of the Floors?*

ConcreteIron / SteelBrickWoodOther / Mixed (Non CombustibleOther / Mixed (Full / Partial Combustible)TileOther
Construction Material of the Roof?*

ConcreteMasonryTiles / SlateAsbestosFibroIron / Steel / Aluminium on SteelIron / Steel / Aluminium on WoodExpanded Polystyrene (EPS)WoodPolystyreneGlassOther / Mixed (Non Combustible)Other / Mixed (Full / Partial Combustible)Other
Sandwich Paneling?*

YesNo
Confirm total % of floor space *
Premises Equipped with a Sprinkler System*

YesNo
Sprinkler Type
100% Coverage*
Water Supply*
Conforms to Australian Standards*
Is the Premises Equipped with any of the following*

NoneHeat DetectorsFire BlanketsFire ExtinguishersSmoke Detectors - MonitoredSmoke Detectors - Non MonitoredFire AlarmHose ReelsMonitored Base Alarm
Is the Premises Equipped with any of the following*

NoneLocal alarmDeadlocks on doorsWatchman patrolsElectronic key pad/swipe card accessBars on windowsLocks on all external windows without barsProtection of Display WindowsBollards in front of glazing /display windows/ roller shuttersSecurity fencingCCTV system fencingExternal LightingRoller ShuttersMonitored base alarm
Premises Connected to Town Water?*

YesNo
Year Built*
Has the Building been rewired / replumbed?*
Year Rewired *
Year Replumbed*
Is the Building Heritage Listed?*

YesNo
BUSINESS PROPERTY (FIRE & PERILS)

Loss or Damage at the Business Premises caused by a defined event (such as Fire and Perils) listed in the Insurers PDS/Policy Wording.
Please refer to our helpful video about underinsurance
Property Cover Required*
Item Insured: Building/s*
Buildings and Structural appurtenances including: 1. Verandahs, carports, carparks, sealed driveways and paths, shelters, awnings, gangways, staircases and all outbuildings. 2. Fixtures and fittings owed by the owner. 3. Underground and above ground services including aprons, supply mains and meters. 4. Walls, gates, fences, flagpoles, floodlights and signs. 5. Permanently fixed water and fuel tanks.
Item Insured: Contents*
All Property at the Business Premises, Belonging to You (the Insured) or for which You (the Insured) are responsible for, including; 1. Fixtures, Fittings. 2. Machinery. 3. Plant permanently fixed to Your (the Insured) Building. 4. Documents. 5. Computer Systems. 6. Paintings, works of art. 7. Property of Your (the Insured) welfare, sports and social clubs.
Item Insured: Stock & Customer Goods*
All Property at the Business Premises, Belonging to You (the Insured) or for which You (the Insured) are responsible for, including; 1. Stock. 2. Goods sold but not delivered and goods held by You (the Insured) on consignment or commission. 3. Property not owned by You (the Insured) but on Your (the Insured) business premises for service, repair, alteration or safe keeping
Item Insured: Rewriting of Records*
For clerical and professional costs incurred by You (the Insured) to re-write Your (the Insured) necessary business records if they are lost, destroyed or damaged, whilst located at Your (the Insured) Business Premises.
Item Insured: Removal of Debris*
The reasonable costs incurred for the demolition, dismantling, necessary temporary repairs, cleaning up and/or removal, storage and disposal of debris from the Business Premises if the Business Property has been damaged or destroyed and is covered by the Business Property cover section.
Does the business activities involve cooking?*

NoDeep FryingWok CookingBoth
What is the total number of litres of oil used for deep frying?*
Do all Deep Fryers have an automatic suppression unit and exhaust extraction system?*
Does the Wok cooking equipment have a flame failure automatic cut off module and exhaust extraction system?*
Does the Wok cooking equipment have its own water cooling and filling system?*
Are deep fryers thermostatically controlled and fitted with automatic over-temperature cut out device?*
Are rangehoods and ducts cleaned professionally at least every six months?*
Are filters cleaned more than twice monthly? *
Are filters cleaned by contractors or staff *
Are there wet chemical and / or dry chemical B (E) fire extinguishers and fire blankets in place and serviced every 6 months?*
Do you or any of your tenants, to your knowledge, sell tobacco products, e-cigarette products, or any other tobacco or nicotine related products?*
Is any part of the building used, or intended to be used, as a place of residence (whether by the insured or another person)?*
BURGLARY

In the event of loss or damage caused by theft - subject to the Insurers PDS/Policy Wording
Burglary Cover Required?*
Sum Insured required for Contents*
All Property at the Business Premises, Belonging to You (the Insured) or for which You (the Insured) are responsible for, including; 1. Fixtures, Fittings. 2. Machinery. 3. Plant permanently fixed to Your (the Insured) Building. 4. Documents. 5. Computer Systems. 6. Paintings, works of art. 7. Property of Your (the Insured) welfare, sports and social clubs.
Sum Insured required for Stock *
All Property at the Business Premises, Belonging to You (the Insured) or for which You (the Insured) are responsible for, including;1. Stock 2. Goods sold but not delivered and goods held by You (the Insured) on consignment or commission 3. Property not owned by You (the Insured) but on Your (the Insured) business premises for service, repair, alteration or safe keeping
Sum insured required for Cigarettes / Tobacco*
Sum insured required for Contents - Alcohol*
BUSINESS INTERUPTION

In the event of interruption of or interference with the business as a direct consequence of damage - subject to the Insurers PDS/Policy Wording
Please see our short video on Business Interruption Insurance for further infomation.
Business Interruption Cover Required?*
Sum Insured required for Annual Gross Profit*
The amount by which the sum of your Annual Turnover and the amount of the closing Stock and work in progress exceeds the sum of the opening Stock and work in progress and the amount of the Uninsured Working Expenses. (Annual Turnover/Sales less Annual Stock Purchases).
Sum Insured required for additional Increase Cost of Working *
Costs of working (not otherwise recoverable hereunder) necessarily and reasonably incurred during the Indemnity Period in consequence of the Damage for the purpose of avoiding or diminishing reduction in Revenue or Weekly Revenue or Turnover and/or resuming and/or maintaining normal business operations and/or services.
Sum Insured required for claim preparation fees*
Costs of such reasonable professional fees as may be payable by You (Insured) and other such reasonable expenses necessarily incurred by You (Insured) and not otherwise recoverable, for preparation and negotiation of claims under this section of cover.
Indemnity Period *
The indemnity period should be the period You consider it would take to restore the income of Your business to the same position it was on the day the loss occurred. To be adequately insured Your sum insured should be sufficient to cover a loss which may happen on the last day of the period of insurance, allowing for growth of the business.
GLASS

In the event of breakage - subject to the Insurers PDS/Policy Wording
Glass Breakage Cover Required?*
Covering*
MONEY

In the event of loss or destruction of or damage to the insured property (money) - subject to the Insurers PDS/Policy Wording
Money Cover Required*
Maximum Value*
PORTABLE ITEMS

Covers the insured property anywhere in Australia - subject to the Insurers PDS/Policy Wording
Portable Items Cover Required?*
At least one of the questions below must be answered. Use 0 if not required
Specified Portable Items
Unspecified Tools / business equipment (total amount for all items with an individual value below $ 2,500)*
Sum insured amount required for Stock*
TAX INVESTIGATION

Provide cover for the costs incurred by your accountant or registered tax agent in conducting taxation audits or detailed investigations in relation to your liability to pay a range a taxes - subject to the Insurers PDS/Policy Wording
Tax Investigation Cover Required?*
Has the business and/or any director who will receive protection under this section had any previous Tax Audits*
Has the Australian taxation office advised you that it intends to carry out an audit, or provided a general notification to your industry that it will be carrying out audits of your industry?*
Have you ever been investigated by the Australian tax office or Office of State Revenue and this investigation resulted in a fine, penalty, criminal charges or conviction?*
Do you intend to engage in any overseas activities in the next 12 months?*
Tax Audit Costs up to*
Cover Type*
Number Of Directors *
PUBLIC & PRODUCTS LIABILITY

For amounts you become legally liable to pay as compensation for Personal injury or Property Damage as a direct result of an occurrence happening in connection with your business subject to the Insurers PDS/Policy Wording
Please see our short video on Public & Products Liability Insurance for further infomation.
Liability Cover Required?*
Sum Insured Required?*
Is / Does your business*

Employ sub contractorsUse labour hireIntend to import goodsIntend to export goodsHire out equipment or staffLicensed to sell alcoholNone of the above apply
Estimate the amount to be paid to contractors and subcontractors in the next 12 months*
Do you ensure that contractors and/or subcontractors have their own liability and where necessary, Workers Compensation insurance?*
Estimate the amount to be paid to labour hire firms in the next 12 months?*
What type/s of work do staff from labour hire firms perform for you?*
Imported Goods
Does the business import any of the following*

Medical/pharmaceutical/veterinary products (incl. medicines, instruments/equipment)Gases or air under pressureAny aircraft and/or aircraft componentsFirearms, fireworks, ammunition, explosives and/or their component partsSelf-propelled vehicles/rolling stock and/or critical components being structural components, driving equipment, wheel frame, brakes, steering equipment and tyresTobacco and/or vaping productsBlood and/or blood productsChemicals (incl. cosmetics, pesticides, insecticides, industrial chemicals)StockfeedCured and/or fermented meatProducts designed or clearly intended for children up to 4 years of ageToys, bicycles/tricycles and/or playground equipment (all ages)Mechanised sporting/gymnasium equipmentHydraulic lifting equipmentAny food products from China, Hong Kong, Taiwan or IndiaAny vitamins/supplementsSafety and/or personal protective equipmentAny product subject to an Australian mandatory safety standard / not compliant with Australian standardsNone of the above apply
If you answered Yes to "Intend to export goods" please provide further details *
Is there a Hire Agreement with a disclaimer or legal waiver in place that the hirer signs before hiring? *
Is all equipment checked and maintained after each hire?*
Equipment hired out
Does the business hire out any of the following?*

Medical or surgical equipmentWatercraftJumping castlesElevated work platforms / scaffoldingMotorised cutting / sawing equipmentSelf-propelled vehicles without an operatorNone of the above
Annual payment derived from activity by hired out staff *
Do your operations include any of the following*

Work at airports, railway, oil rigs, gas rigs, oil refineries, chemical refineries, mines or quarries, ship yardsWork with/on cooling towers, alarm systems or mainframe computersBoilers and/or compressors which require Government certificatesManufacture, distribution, storage, transportation, of chemicals or other toxic or harmful matterUse or storage of explosivesProvide any advice, design or professional services, whether or not a fee is charged for such advice, design or professional serviceConduct any weldingNone of the above apply
If yes to any of the above, please provide details*
ELECTRONIC EQUIPMENT BREAKDOWN

Physical loss or damage to the Insured item. Physical loss or damage to the Insured item caused by mechanical, electrical failure, malfunction or breakdown - subject to the Insurers PDS/Policy Wording
EE Breakdown Cover Required?*
Specified Electronic Equipment
MACHINERY BREAKDOWN

The event of sudden and unforeseen physical loss of or damage to any item or any part of any item of the property (insured machinery) which necessitates its immediate repair or replacement - subject to the Insurers PDS/Policy Wording
Machinery Breakdown Cover Required?*
Blanket Plant and Machinery Details
Number of machinery units*
Limit any one loss*

10,00015,00020,00025,00030,00040,00050,000Other
Do you wish to include cover for air conditioners?*
Number of air conditioners*
Specified Machinery
Do you undertake annual preventative maintenance of your machinery?*
Additional Cover : Deterioration of stock
Please include a value if you would like this cover
TRANSIT COVER

We will cover you up to the limit specified in the Policy Schedule for loss or damage to goods belonging to you or for which you are legally responsible, whilst in the normal course of transit by road, anywhere in Australia, on a vehicle owned or operated by you.
Transit Cover Required? *
Do you transport temperature controlled goods?*
Goods in Transit Sum Insured
Number of vehicles carrying goods*
Estimated value of annual sendings?*
PREVIOUS INSURANCE Details
Do you currently hold an insurance policy?*
Please provide the date your existing policy expires *

DayMonthYear
Date
Please select the name of the Insurer*
Provide existing insurer name*
Duty of Disclosure

Have you or any partner/s or director/s of the business
Ever had any insurance cancelled or declined or special terms imposed?*

YesNo
Ever been declared bankrupt?*

YesNo
Been involved in a company or business which became insolvent or subject to any form of insolvency or voluntary administration (e.g liquidation or receivership)?*

YesNo
Been convicted of any criminal offence within the past 5 years (other than minor traffic convictions)?*

YesNo
Been liable for a civil offence or pecuniary penalty (exceeding $5,000)?*

YesNo
Aware of any matters not disclosed above that is relevant to the underwriters consideration of this insurance?*

YesNo
Please provide all relevant information to all questions answered "Yes"*
Claims Experience
Any claims in the last 5 years under the sections to be insured?
Details of Claim/s *
CONTACT Details
Name*

First NameLast Name
Phone Number*
Please enter a valid phone number.
Email*
example@example.com
Is Postal Address the same as the Business Address

YesNo
Postal Address*

Street Address

Street Address Line 2

CityState

Post Code
Postal code search*
How did you find us?*
Please provide details
Comments / Additional Information
IMPORTANT INFO
By proceeding you agree to the Terms of Use of this site and that you have read and understood this Important Information about answering questions that we ask of you.
We will handle your personal information in accordance with our Privacy Policy.

Completion of this form does not put an insurance policy/cover in place - you will need to contact us to arrange insurance cover.
Other Insurance Needs
Do you require any further information on other insurances?

Management LiabilityLandlords CommercialLandlords ResidentialCyberMotor VehicleMachineryTravelLife InsuranceIncome Protection
* Mandatory Fields

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CGIB Business Insurance Quote Online Form

INSURED'S Details

PREMISES DETAILS

Sprinkler Type

BUSINESS PROPERTY (FIRE & PERILS)

BURGLARY

BUSINESS INTERUPTION

GLASS

MONEY

PORTABLE ITEMS

At least one of the questions below must be answered. Use 0 if not required

TAX INVESTIGATION

PUBLIC & PRODUCTS LIABILITY

ELECTRONIC EQUIPMENT BREAKDOWN

MACHINERY BREAKDOWN

Blanket Plant and Machinery Details

TRANSIT COVER

PREVIOUS INSURANCE Details

Duty of Disclosure

Claims Experience

CONTACT Details

IMPORTANT INFO

Other Insurance Needs