Recast Request
A mortgage loan recast is when you make a substantial ($10,000 minimum) lump-sum payment toward the principal balance of your loan. Your loan will be re-amortized using the reduced balance. Your interest rate and loan term will remain the same. However, because your principal balance has been reduced, your monthly principal and interest payment will be lower. Loans in an active buy down period are not eligible for a recast.
Please review the 'Account Information' section from your mortgage statement, do you have a conventional loan? (Only conventional loans are eligible for a recast.)
*
Yes
No
Loan Number
*
Borrower Name
*
First Name
Last Name
Email
*
example@example.com
Property Address
*
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
Principal Paydown
*
Minimum $10,000
Recast Fee
Total Amount to be Paid
Private Mortgage Insurance Customers: Would you like us to review your loan to determine if you are eligible for PMI removal?
Yes
No
Not Applicable
Payments of $30,000 or more must be in the form of a wire transfer or certified check.
If you select wire, you will receive our wiring information in the form of a secure email within 2 business days. To obtain wiring information sooner you can contact customer Service at (877) 350-0350.
How will you be remitting funds?
Pay on my Flat Branch online account
Call Flat Branch Customer Service
Mail a check
Wire funds from my bank
How will you be remitting certified funds?
Mail a certified check
Wire funds from my bank
EmailFrom
Submit
Should be Empty: