Cre_Sign up Form 2025

PLEASE READ CAREFULLY

Welcome to Memphis Tax Company & The Credit Builders Group

Thank you for choosing us to assist you with your credit repair journey. Please carefully read the information below before submitting your application, as these requirements are essential for your success in our program.

Program Requirements
To receive the best results, the following are REQUIRED:

Credit Monitoring
You must maintain active credit monitoring to allow us to access all 3 credit bureaus and provide monthly updates.

Cost: $21.99–$29.99/month, billed to your debit card by IDENTITYIQ - If not maintained, your account will be canceled with no refund of fees.

No Active Bankruptcy
Clients with an active bankruptcy should not enroll at this time.

Dismissed or discharged bankruptcies may be accepted after a credit analysis.

Financial Stability
If you’re currently behind on monthly bills, please wait to enroll until your finances stabilize.

Old accounts (2+ years) are fine. Recent accounts under 2 years old are not eligible at this time.

✅ After You Apply
Once we receive your application:

You'll receive an onboarding link to access your client portal

You’ll be required to:

Sign up for credit monitoring ($1 for the first 7 days)
Upload identification and proof of current address ( a bill within the last 30 days)
Complete onboarding within 48 hours

⏳ If you cannot complete onboarding within 48 hours, please do not apply at this time. Disputes are typically sent within the first 5 days.

Important Notes
We operate on a first-come, first-serve waitlist and only accept a limited number of clients each month. If you cannot afford the monthly credit monitoring or full participation, please wait and reapply at a better time. Our goal is to help you build strong financial and credit literacy.

🚫 Program Restrictions – Please Read Carefully
While enrolled in our credit repair program, you are not allowed to apply for new credit or have your credit pulled by any third parties (e.g., auto loans, credit cards, apartments, etc.). This includes pre-approvals, inquiries, or new account applications. Many clients experience early score increases and are tempted to apply for credit—doing so disrupts the dispute process and slows or reverses your progress. You are also required to keep your credit monitoring account active throughout the entire program.

If any of these rules are violated, you will be removed from the program immediately, with no refunds issued, and will be asked to reapply at a later date. These guidelines are in place to protect your progress and ensure the most accurate and effective results possible.

🤝 We Look Forward to Working With You!

— Memphis Tax Company Staff

Name*

First NameLast Name

Birth Date*

MonthDayYear

Current Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code

Primary E-Mail (Note: this is the email account that will receive invoices and updates)*

Home Phone Number*

Area CodePhone Number

What plan are you signing up for?

Basic Monthly Plan - Initial Start Up $199/ then $99/moPay Per Delete - Initial Start Up $249/$50 per account deletion

Can you afford the required credit monitoring fee per month for the duration of the program? (If your answer is “No,” please do not enroll at this time.)

YesNo

Are you currently employed or have a stable source of income? (If your answer is “No,” please do not enroll at this time.)

YesNo

Are you currently behind on your monthly bills? (If your answer is “Yes,” please do not enroll at this time.)

YesNo

Are you currently working with, or have you worked with, another credit repair company within the last 6 months?

YesNo

Select all credit issues you are currently experiencing: (Check all that apply)

Do you currently have a credit card?

YesNo

Are you planning to buy a home or make a major purchase in the near future?

YesNo

If yes, what type of purchase are you planning to make? (e.g., home, car, business loan, etc.)

If you are planning to purchase a home in the future, would you like assistance and information about the homebuying process?

YesNo

What are you hoping to gain from the credit repair program?

Certification, Agreement, and Release of Liability - Credit Repair Program

PLEASE READ CAREFULLY AND SIGN BELOW TO INDICATE YOUR AGREEMENT.
NOTE: THIS FORM INCLUDES A RELEASE OF LIABILITY.

I hereby certify that I have read and fully understood all of the information provided in this application. I affirm that the personal, financial, and credit-related information I have submitted is true and accurate to the best of my knowledge. I understand that providing false or misleading information will result in immediate disqualification from the credit repair program, and that any fees paid will be forfeited if services have already been performed.

I also acknowledge that I am voluntarily enrolling in the credit restoration program provided by Memphis Tax Company and The Credit Builders Group, and I agree to comply with all program requirements and guidelines. I understand that credit repair results may vary based on individual credit profiles and financial behavior, and I release Memphis Tax Company and The Credit Builders Group, along with their agents, employees, and affiliates, from any liability or claims related to the outcome of the credit repair process.

By signing below, I agree to the terms outlined above and give consent for Memphis Tax Company and The Credit Builders Group to access my credit reports, communicate with credit bureaus, and perform services on my behalf.

DO NOT E-SIGN UNTIL YOU HAVE READ THE ABOVE STATEMENT.

By my eSignature below, I certify that I have read, fully understand and accept all terms of the foregoing statement. Please signify your acceptance by entering your full name in the box below

Waiver of Liability Signature*

I accept the terms listed in the agreement above

Signature*

Credit Restoration Application