CGIB Cyber Insurance Online Quote Form
  • CGIB Cyber Insurance Online Quote Form

  • Please complete the following information and submit this form to obtain a Cyber insurance quotation for your business.

    Click on the following link to learn more regarding Cyber Insurance.

    Cyber Insurance

    All information you provide must be correct, true, and accurate as incorrect or misleading information may alter our quote and jeopardise cover if you proceed with a policy.

    Please ensure you read the CGIB Customer Information Page before filling out this form. This includes essential documents such as our Financial Services Guide, General Advice Warning, Privacy Statement, and Duty of Disclosure.

  • Policy & Business Details

  • Client Security Officer Details

  • Underwriting Questions

  • Limits and Coverage

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  • Please provide a breakdown of each state. 

    Please provide a breakdown of each state you work in. Total must equal 100% - Please ensure all boxes are filled; for those you don't need coverage for, just use "0".
  • Coverage Required

  • All coverage options are pre-selected as we strongly recommend comprehensive protection. However, if you wish to exclude any coverage, you may do so by unticking the respective option. Please note that removing coverage may leave you uninsured and exposed to financial loss.

  • Previous Insurance

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  • Contact Details

  • Important Information

  • An Important Notice From the Insurer to the Applicant for ‘Claims Made’ Contracts of Insurance

    Please read and retain in your file

    The proposed insurance is issued on a ’claims made’ basis.

    This means that the policy responds to:

    1.Claims first made against the insured during the policy period and notified to CGU Professional Risks during that policy period, providing that the insured was not aware, at any time prior to the policy inception, of circumstances which would have alerted a reasonable person in the insured’s position that a claim may be made against the insured; and

    claims circumstances’ notified pursuant to Section 40 (3) of the Insurance Contracts Act which states: ’where the insured gave notice in writing to the insurer of facts that might give rise to a claim against the insured as soon
    as was reasonably practicable after the insured became aware of those facts but before the insurance cover provided by the contract expired, the insurer is not relieved of liability under the contract in respect of the claim, when made, by reason only that it was made after the expiration of the period of insurance cover provided by the contract’.

    After policy expiry, no new claims can be made on the expired policy, even though the event giving rise to the claim may have occurred during the policy period.

    If during the policy period you become aware of circumstances which a reasonable person in your position would consider may give rise to a claim, and which you fail to notify to us during the policy period, we may not cover you under a subsequent policy for any claim which arises from these circumstances.

    When completing the Insurer Proposal you are obliged to report and provide full details of all circumstances of which you are aware and which a reasonable person in your position would consider may give rise to a claim.

    It is important that you make proper disclosure (see Duty of Disclosure, below) so that your cover under any new policy with us is not compromised.

    Pursuant to the Insurance Contracts Act your duty to disclose all relevant information is set out below

    Duty of Disclosure

    Before entering into a contract of general insurance, you have a duty, under the Insurance Contracts Act, to disclose to us every matter that you are aware of, or could reasonably be expected to be aware of, that is relevant to our decision about insuring you and if so, on what terms. You have the same duty to disclose these matters to us before you renew, extend, vary or reinstate a contract of general insurance.

    Your duty however does not require disclosure of matter -

    • that diminishes the risk to be undertaken by us;
    • that is of common knowledge;
    • that we know or, in the ordinary course of our business, ought to know;
    • as to which compliance with your duty is waived by us

    You should note that your duty continues after the Insurer Proposal has been completed until the policy is entered into.

    Non-disclosure
    If you fail to comply with your duty of disclosure, we may be entitled to reduce our liability under the policy in respect of a claim or may cancel the policy. If your non-disclosure is fraudulent, we may also have the option of avoiding the contract from its beginning. It is therefore vital that you enquire of all entities comprising the insured, including senior staff, before completing the Insurer Proposal and before you sign any declaration confirming no change in the information disclosed.

    Retroactive Liability
    The proposed insurance may be limited by a retroactive date either stated in the schedule or endorsed onto the policy. Where the retroactive cover provided by the proposed policy is subject to such a date, then the policy does not cover any claim arising from actual or alleged act, error, omission or conduct occurring prior to such retroactive date.
        
    Average Provision
    One of the insuring provisions of the proposed insurance may provide that where the amount required to dispose of a claim exceeds the limit of the sum insured in the policy then CGU Professional Risks shall be liable only for a proportion of the total costs and expenses. This shall be the same proportion of the total expenses as the policy limit bears to the total amount required to dispose of the claim.

    Surrender or Waiver of any Right of Contribution or Indemnity
    If another person or company is liable to compensate you or hold you harmless for part or all of any loss or damage otherwise covered by our policy, but you agree with that person or company (either before or after the inception of our policy) that you would not seek to recover any loss or damage from them, we will not cover you for this loss or damage.   

     

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    Thank you for completing our online form.
    We will endevour to contact you with your insurance details soon.

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