Credit Report Review, Analysis, or Strategic Planning

Thank you for your interest in our credit review and analysis services. We have three options to choose from:

1. Standard Credit Report Review ($0):
   • You provide your credit report to us here or via email.
   • We review it and send you our response by email.
   • You learn the key issues found on your credit report.
   • You receive our educational credit-building handout with tips.
   • Limited to one credit report per year per consumer.
   • NOTE: Reviews do NOT include your credit score.
2. Gold Credit Report Analysis ($50):
   • Standard credit report review services
   • You provide your credit report(s) to us here or via email.
   • We analyze it/them before having a conversation with you by phone or virtually (up to 60 minutes).
   • We discuss the most critical information on your credit report(s) as well as your TransUnion FICO score.
   • We provide details of credit scoring factors influencing your credit rating.
   • You also have opportunities to ask questions and get clarification on the information found on your report(s).
3. Platinum Credit Report Analysis & Strategic Plan ($150):
   • Gold credit report analysis services
   • We provide you a written strategic plan on how to build or rebuild your credit rating. This is a personalized list of recommendations for building or rebuilding your credit score.

NOTE: Credit report reviews are available in the US only.

If you prefer, you can take our free, self-guided credit-building webinars on our website 24/7. They typically take 30-60 minutes to complete, whether in one sitting or multiple sittings.

1. Credit Basics: A Credit to You
2. Credit Voyage

In order to continue, you must secure a PDF copy of your credit report(s). Free copies are available to download annually from each of the three major consumer reporting agencies online, by phone or by mail:

Online		Phone		Mail
Download your free credit report at AnnualCreditReport.com		Call (800) 322-8228 to order your free credit report by phone		Central Source LL PO Box 105283 Atalnta GA 30348-5283

There is no effect on your credit rating for pulling your report through these services.

Credit reports should be as recent as possible, but no more than 30 days old. After 30 days, your options for disputing errors typically require you to pull another report.

*You will be required to upload your credit report in PDF format on a following screen.

Fair Housing Resources

HUD and other federal agencies provide free and helpful fair housing resources. Federal laws, including the Fair Housing Act, "prohibits discrimination and the intimidation of people in their homes, apartment buildings, and  condominium developments – in nearly all housing transactions, including the rental and sale of housing and the provision of mortgage loans."

For more information on your rights and resources, see the free, 2011 HUD booklet in PDF format here:

Fair Housing: Equal Opportunity for All

We try to return your free credit report review within 2 business days, but it may take us 2-3 weeks to complete.

All free credit report reviews are provided by email. We do NOT return your credit reports (so keep your copies in a secure location), and your review will NOT have any personally identifying information on it.

For paid credit report analyses and strategic plans, we will be in touch within a business day.