Financial Readiness Checklist

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Financial Readiness Checklist

Financial Readiness Checklist

Use this checklist to help evaluate your overall financial readiness and to better identify some actions you could take to improve your situation. The main goal is to make you aware of important aspects of personal finance or improving your relationship with money. If you don't know the answer to a question, please enter No.

22Questions

1
Do you automatically save 20% or more of your gross income each month?* This field is required.
YesNo or Not Sure
2
Do you have an emergency fund that covers at least six months’ worth of necessary spending?* This field is required.
YesNo or Not Sure
3
Do you know your monthly (necessary) expense total? Think about things like mortgages, car payments, utilities, insurance, etc.* This field is required.
YesNo or Not Sure
4
Does your investment allocation match your investment time horizon?* This field is required.
YesNo or Not Sure
5
Do you have adequate life and disability insurance?* This field is required.
YesNo or Not Sure
6
Do you have your credit frozen?* This field is required.
YesNo
7
Do you sell your investments in a tax efficient manner?* This field is required.
YesNo or Not Sure
8
Do you utilize different tax advantaged accounts like Roth IRA’s, 401ks and HSA’s to achieve tax diversification for retirement?* This field is required.
YesNo or Not Sure
9
Do you hold income producing assets in a tax efficient account?* This field is required.
YesNo or Not Sure
10
Do you review your tax return after filing each year in order to plan for future ways to save on taxes?* This field is required.
YesNo or Not Sure
11
Do you pay off your credit card bills each month?* This field is required.
YesNo
12
If you have several debts (cars, loans, credit cards, etc.), do you have a plan for the order of paying them off?* This field is required.
YesNo
13
Do you have alerts sent to you automatically for online purchases made by credit card?* This field is required.
YesNo
14
Are your investments diversified across and among asset classes?* This field is required.
YesNo or Not Sure
15
Do you periodically rebalance your investment accounts?* This field is required.
YesNo or Not Sure
16
Do you automatically invest at least 10% of your earnings each month?* This field is required.
YesNo or Not Sure
17
Do you have an up to date will, Power of Attorney, and health care proxy?* This field is required.
YesNo
18
Have you made sure to update your beneficiaries on all accounts in the last five years?* This field is required.
YesNo
19
Do you know how much you need to have saved to make work optional?* This field is required.
YesNo
20
Have you developed specific financial goals for your future?* This field is required.
YesNo
21
Name* This field is required.
First Name
Last Name
22
Email* This field is required.
example@example.com
Should be Empty:

Question Label

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