• 50/30/20 Budget Calculator

  • Your Recommended MONTHLY Budget Allocations

    Spend 50% on Needs: Spend 30% on Wants: Use 20% for the Future:

     {hiddenMonthly}

     {hiddenMonthly21}

     {hiddenMonthly22}

    • Housing & Utilities
    • Good
    • Clothing
    • Transportation
    • Phone & Internet
    • Debt Repayments
    • Entertainment
    • Dining out
    • Splurges & Shopping
    • Spontaneity
    • Save for Gifts
    • Save for Travel
    • Save for Appliances
    • Save for Vehicle
    • Save for Down Payment
    • Save for Emergencies
    • Invest in Retirement
    • Invest in College
  • The percentage fields below are adjustable.

  • You Need to Adjust Your Monthly Allocation Percentages by {needTo}

  • Debt Management is a program (not a loan) to pay down your consumer debts FASTER and at LOWER interest rates with your same creditors, and generally at LOWER monthly payments in 5 years or less. As a 501(c)3 nonprofit credit counseing agency, we have helped tens of thousands of consumers annually since our founding in 1996.

  • Debt Management is a program (not a loan) to pay down your consumer debts FASTER and at LOWER interest rates with your same creditors, and generally at LOWER monthly payments in 5 years or less. As a 501(c)3 nonprofit credit counseing agency, we have helped tens of thousands of consumers annually since our founding in 1996.

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