This Installment Enrollment Agreement ("Agreement") is entered into between Kaironeek LLC, d/b/a Kaironeek University ("Company," "We," or "Us"), and the undersigned student ("Student," "You," or "Your"). By executing this Agreement and submitting Your selected down payment, You agree to the following terms and conditions.
1. Tuition and Payment
Total tuition for the Program is $2,500, plus a $79 monthly subscription fee described below. Under the installment plan You selected above, You will pay the down payment amount specified for Your selected option, with the remaining balance divided into the number of monthly installments You selected (4 or 5), in the amounts shown for Your selected option.
2. Subscription Fee
A $79 monthly subscription begins the calendar month following Your down payment and continues until canceled in writing after the minimum subscription term specified in Program materials.
3. Refund and Cancellation Policy
Refunds are based on amounts You have actually paid to date and follow this schedule:
• Cancellation within 1–7 days of registration: full refund of amounts paid to date, less Your down payment.
• Cancellation within 8–15 days of registration: 50% refund of amounts paid to date, excluding Your down payment.
• No refund after 30 days from registration.
Your down payment is non-refundable once the cancellation window above has passed.
4. Late Fee
If any scheduled installment payment is not received within twenty (20) days of its due date, a $15 late fee applies per missed payment.
5. No Legal Advice; Educational Purpose Only
Kaironeek University and Kaironeek LLC provide educational instruction in consumer law for laypeople. Nothing provided through the Program — including live classes, mentorship, written materials, or any communication from Richard Barrett or any instructor — constitutes legal advice, legal representation, or the creation of an attorney-client relationship. Richard Barrett is not a licensed attorney. You are solely responsible for your own legal decisions, disputes, filings, and any actions taken based on information learned through the Program, whether on Your own behalf or on behalf of any client.
6. No Guarantee of Results
Company makes no representation, warranty, or guarantee regarding the outcome of any dispute, credit repair effort, legal proceeding, negotiation, or business result undertaken by You or Your clients, whether based on the Program's teachings or otherwise.
7. Limitation of Liability
To the fullest extent permitted by law, Company, its owners, officers, employees, contractors, and instructors (collectively, the "Kaironeek Parties") shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits, revenue, data, or business opportunity, arising out of or related to Your participation in the Program, Your use of any Materials, or any action taken by You or Your clients based on information obtained through the Program. In no event shall the Kaironeek Parties' total liability to You exceed the total tuition amount actually paid by You under this Agreement.
8. Indemnification
You agree to indemnify, defend, and hold harmless the Kaironeek Parties from and against any and all claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising out of or related to: (a) Your use of information, strategies, or Materials obtained through the Program; (b) any dispute, negotiation, litigation, or arbitration You undertake, whether on Your own behalf or on behalf of any client or third party; (c) any claim brought by any of Your clients or any third party arising out of services You provide using knowledge gained through the Program; and (d) Your violation of this Agreement or of any applicable law.
9. Governing Law and Company Acceptance
This Agreement shall be governed by and construed in accordance with the laws of the State of New York. Any dispute arising under this Agreement shall be resolved by binding arbitration in New York County, New York. This Agreement is offered and accepted by Kaironeek LLC, d/b/a Kaironeek University, by the signature of its authorized representative below, and becomes binding on both parties upon Student's signature.
IN WITNESS WHEREOF, the Parties have executed this Agreement.